Wealth-Building Made Simple

This episode is brought to you by Stone Hill Wealth Management. 

Believe it or not, this was a fun episode (considering we were discussing insurance).  
I quiz insurance expert Rani Alfers on the following questions about insurance:
What are the different types of insurances needed for business owners?
How are driver-less cars going to impact insurance rates?
What are other things I should consider (other than price) when buying insurance?
What does an umbrella policy cover?
How are insurance companies leveraging big data to improve their underwriting process and potentially lower costs for low risk insureds?
I learned a lot and I hope you will as well. 
Enjoy!

Today I interview self published author Tarsha Lynch of two books, "George's Daughter" and "The Dream is Free".
The crazy part is she wrote them and the same time!
We discussed why she decided to write two books, the process involved in self-publishing, and what her books are about. 
I love talking to people who create a goal and set out to actually do it.  This was an inspiring interview.  
I hope you enjoy it.  

This episode is brought to you by Stone Hill Wealth Management. 

My thoughts on Amazon getting into the beauty business and how that might impact the stock price of the other major players. 
This episode is brought to you by Stone Hill Wealth Management. 

This episode is brought to you by Stone Hill Wealth Management.

This episode is brought to you by Stone Hill Wealth Management.

This episode is brought to you by Stone Hill Wealth Management.

This episode is brought to you by Stone Hill Wealth Management.

This episode is brought to you by Stone Hill Wealth Management.  

The Finance Femme  (outsource CFO Kendra James-Anderson) joins me again to do a live Q&A on financial planning for starting (and expanding) a dental practice.  
This is a great episode to share with the dentists and physicians you know...you might get something out it as well!
This episode is brought to you by Stone Hill Wealth Management.  

This episode is brought to you by Stone Hill Wealth Management.

You can say what you want about Texas and some of our shortcomings as a state (and culture). 
However, if you are here to do business, then you know what I know...It's one of the (if not the) BEST states to do business in.  
My guest today is Nicolas Branch, owner of NS Branch Architects, and we discuss his journey in business, development in DFW, and the benefits of doing business in Texas. 
Enjoy this episode and let me know your thoughts.  
This episode is brought to you by Stone Hill Wealth Management.

On this episode loan officer Lisa Morris (On Time Lending) and I answer questions on getting your money right to buy property.  
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
FAQ about Stone Hill Wealth Management
 
 

I had the chance to go live to talk about Marriage and Money in the "Unbreakable Coard (Marriage Ministry)" FB group.
It was a live Q&A.  
Here are a few questions that were asked: 
1) Should we combine finances, manage separately or some combination?
2) How do I get my spouse serious about being financially responsible?
3) Should one spouse pay all the bills and the other spouse do what they want with their money?
4) How should we handle decisions about money with children from another marriage?
This is one of the toughest topics to speak on because of the huge impact money has on marriages. 
Enjoy it and let me know your thoughts.  
 
This episode is brought to you by Stone Hill Wealth Management

No contribution limits
Variety of investment options
Able to use for multiple goals (retirement, college, start a business, buy property, etc.)
No penalty for accessing your money
 
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
FAQ about Stone Hill Wealth Management

For the last few years my buddy David Darty (owner of Starchie's cleaners in Cedar Hill, Texas) and I have meet Friday morning coffee to discuss business strategy, investing, and marketing. 
We've had some interesting and mind expanding conversations and have been looking for ways to let others into the conversations we have weekly.  
That led to a 5 to 7 episode Vlog on a Facebook page we created (Capital Hill Vlog) then we got too busy.  
Now (when we can) we are going to just go live on Facebook and post the recordings on my podcast.  
I hope you get a nugget of wisdom (or just a good laugh from our occasional banter).  

“Most people overestimate what they can do in one year and underestimate what they can do in ten years.” -Bill Gates
This is one of my favorite quotes to go back to when I'm feeling impatient and anxious because I'm not hitting my short term goals.  
It's easy to look for short cuts, get discouraged, and/or quit when you don't feel you're where you should.
My guest today lives that Bill Gates quote. 
His stage name is RIFICA (He's a Christian Hip Hop artist from Houston, Texas...my hometown).
We discuss his current journey to make his impact on the cutlture through Hip Hop, acting, and modeling.
Enjoy the episode and let me know your thoughts.
 
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

So many of the professionals I meet day to day who are making incomes significantly above average are involved somehow in tech...and I'm not talking about start up founders.
I'm going to start interviewing many of those professionals to showcase other "non sexy" ways to get into tech for those interested.
On this episode I interview Bo Amao who is a M&A IT project manager (a profession I didn't even know existed until 3 weeks ago) and we discuss his career, how he got into, and what to do if this type of career interests you.  
Enjoy!
Warning: We did go a little nerd for a few minutes during the interview.  Don't judge us!
 
 

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

"Should I downsize when I'm close to retirement?"
"How can I use my home equity to improve my plan to retire?"
"How much should I put down when I purchase a home?"
"How much should I put down when I purchase an investment property?"
"Should I do a 15 year or 30 year mortgage?"
These are the five questions my guest, Shirley Caldwell-Ross, answer on this podcast.  
Let me know if it's helpful!

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

The Dallas start up scene is heating up and I'm meeting so many tech entrepreneurs with big visions for shaping the future.  
Cletus Moffi is another DFW tech CEOs (S'PY Global Inc.) I've recently met who along with his co-founders is building a ride sharing platform specifically for DFW. 
You will learn a lot from this brother.  I know you will enjoy it.  
 
 

Before it's all said and done, technology is going to change the way EVERY industry does business.
What we see happening today is the just the beginning.  
In this episode I speak with Anthara Patrice, CEO of "My Beauty Fill", about how she is using tech to improve the beauty industry.  
If you're in the beauty industry or just interested in tech start-ups, I believe you will enjoy this episode.  
 
 

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"
 
 

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

So many people want to be entrepreneurs these days. 
Many believe if you're good in business (or want to be good in business) then entrepreneurship is the only route.  
Not true. 
There are many great executives who in my opinion are among the some the best business people of all time who never started their own business:
Jamie Dimon (CEO of Chase Bank)
Sheryl Sandberg (COO of Facebook)
Jack Welch (Former CEO of GE in their HeyDay)
Ted Sarandos (Chief Content Officer of Netflix)
To name a few.
My guest today, Jesse Jackson, is one of those superstar executives with a great business mind.  
I believe anyone interested in growing as a business person will get a ton of value from this episode.  
Enjoy!

So many people want something for nothing.  
Love with no sacrifice.
Financial independence without investing.
The profits of a successful business without putting in lots and lots and lots of emotionally painful work.  
Let me let you in on a secret...counting on getting something for nothing is a bad strategy.
Just about everything worth it in life takes work and that's the main message of today's Podcast guest Benaisha Poole-Watson (Co-owner of the Bailey Watson Real Estate Group)
She is dominating the local real estate market here in DFW and I'm confident you will learn something by listening.  
 
 
 

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

The only way to grow and maintain a successful business is by having good, qualified people to help you execute your mission.
On this episode I get a chance to speak with the CEO of Crown Consulting Services, Tiffanie Plummer, about how to attract and retain those people.  
This is one of my weaknesses in business so I definitely enjoyed this conversation and learned a lot. 
I know you will as well.  
 
 

What's the difference between a copyright, a patent, and a trademark?
I literally didn't know the difference before this interview with Intellectual Property Protection expert, Kandace Walter (Owner of Walter Legal PLLC).
On this episode we also discussed how to think about protecting your IP in this internet society where information, pictures, and videos are shared so freely.
If you think your business has intellectual property you would like to protect, you will really enjoy this episode!

Retirement Investing 101 series: Investing Myths
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Retirement Investing 101 series: Investing Myths
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Retirement Investing 101 series: Investing Myths
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Retirement Investing 101 series: Investing Myths
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Retirement Investing 101 series: Investing Myths
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Retirement Investing 101 series: Investing Myths
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Retirement Investing 101 series: Investing Myths
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Retirement Investing 101 series: Investing Myths
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Retirement Investing 101 series: Investing Myths
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Retirement Investing 101 series: Investing Myths
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

"The Country Club" for me is the Starbucks off 1382 in Cedar Hill (TX).
I know when I show up every Friday for my weekly business accountability meeting with my buddy David Darty, who owns a local dry cleaner, we will spend a few minutes talking trash to a group of "wise men with lots of experience in life" about sports teams and philosophizing on how to fix the current problems with world.  
It's a highlight of my week.
One Friday, I walked in and there was a police officer in uniform sitting down and joining in on the trash talk. 
They called me over to join in and introduced me to the new Police Chief of Cedar Hill, Chief Ely Reyes.  
I was impressed how he held his own in the back and forth banter and was also into Podcasting, so I asked him to come on the podcast to talk about how he planned to keep Cedar Hill safe with all the new excited changes happening in the city.  
This is that interview.  
If you're a Cedar Hill resident or just interested in how law enforcement keeps a city safe, you will enjoy this interview. 
 
 

Today's question was asked by my cousin Charleston Phillips (AKA "The Legendary Yeti") DJ and Podcast host of "Sunday Music Study"
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Every summer as far back as I can remember, my Pops made me read books on African Americans who achieved the unthinkable throughout history. 
I was not allowed to go outside until I read at least one chapter and wrote a one page report on what I read. 
At the time, it felt like a pointless annoyance.  As I got older, I began to truly appreciate the blessings those summer homework assignments sowed into my life.
One of the biggest blessings was an unrelenting confidence that NO PERSON was better than me and that despite the obvious prejudices in our society, I could do anything I put my mind to.
(Side note...One petty, but useful blessing was that it's next to impossible for someone to get into a political debate with me and give me fake news around the history of when America was "great".)
It's only natural, that I want to bless my two sons the way my pops blessed me, so I bought a few books for children from a local (Fort Worth, Texas) company called, Melanin Origins.  
My boys loved the books and learned a lot.  
I'm was so impressed with what the brothers who co-founded Melanin Origins are doing to educate our youth on African America heroes that I asked the CEO Louie McClain to come on the Podcast.    
It was an absolutely great episode!  

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

In the noisy world of social media, it takes some hard work to get 10,000 REAL PEOPLE to follow you.
It takes talent to also have your community actually view and engage with your posts.  
There are many reasons people want 10,000+ followers on Instagram (or any other social media platform).  
Some people just want the admiration.
Some people want to build a brand.
Some people are interested in using the attention to sell more of their goods and services.  
Whatever your reason, I believe you will get some value out of listening to this episode where Instagram expert Brandon Moore (@Mooreindallas on Instagram) and I discuss marketing and branding in the digital age.  
Enjoy the conversation.  

Successful real estate investor Keith Stone and I hosted a live Q&A session on buying and selling real estate on April 22, 2019 in Cedar Hill, Texas.  
This the last 20 minutes of the session which included the following questions:
What should I do with my home in Mansfield?
How much in cash reserves should I have before I buy a rental property?
Should I sell my home now?
Where should I reinvest the proceeds from the sale of my home?
And more...
You will see why Keith was able to retire himself from his corporate job by acquiring 20+ properties before becoming a real estate agent.  He is one sharp professional.  
Enjoy the episode!

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"