Wealth-Building Made Simple

Podcasters: Alison Reiff-Martin, CPA and Phillip Washington, Jr. 
 
Topics:
Valuing crypto assets on the balance sheet
Tax impact for sales
The effects on getting loans
Powered by ReiffMartin CPA and Stone Hill Wealth Management

Podcasters: Jason Grimes and Phillip Washington, Jr. 
Topics: 
Higher prices
More entertainment options
More out of staters
Lots of money made along the way for wise business people and investors
Powered by On Time Lending and Stone Hill Wealth Management

Podcasters: Rob L Lewis, Jr. and Phillip Washington, Jr. 
 
Powered by Ink Realty and Stone Hill Wealth Management

Podcasters: Jon Thurmond and Phillip Washington, Jr.
 
Jon and Phillip discuss why their successful clients buy life insurance on their children to give them a head start in life.  
 
Powered by Axis Financial and Stone Hill Wealth Management

Podcasters: Phillip Washington, Jr. 
“In investing, what is comfortable is rarely profitable.” — Robert Arnott
Powered by Stone Hill Wealth Management

Podcasters: Alison Reiff-Martin, CPA and Phillip Washington, Jr.
Topics:
How to read a business and individual tax return
Using your tax return as a planning tool instead of a report card
How mid year tax return planning can help business owners better hit their year end goals
Powered by ReiffMartin CPA and Stone Hill Wealth Management

Podcasters: Jason Grimes and Phillip Washington, Jr.
"Inflation is a tax on ignorance."
 
Powered by On Time Lending and Stone Hill Wealth Management

Podcasters: Robert L. Lewis, Jr. and Phillip Washington, Jr. 
 
A strategy for potentially getting a leg up in the home-buying process.  
 
Powered by Ink Realty and Stone Hill Wealth Management

Podcasters: Jon Thurmond and Phillip Washington, Jr. 
As most business owners know, it is not inexpensive to pay for group health insurance plans.  Business owners also know in order to be competitive they have to offer something.  
Jon shares with Phillip some ideas on benefits that businesses can offer employees that don't have to cost the business any money. 
 
Powered by Axis Financial and Stone Hill Wealth Management

Podcaster: Phillip Washington, Jr.
“I believe that successful investing is essentially a battle that takes place in the investor’s Mind. A battle between Faith in the Future (Love) and fear of the future. And in the end, the investor’s lifetime return will be to a very great extent governed by which of these impulses wins.” -Nick Murray
 
Powered by Stone Hill Wealth Management

Podcasters: Alison Reiff-Martin, CPA and Phillip Washington, Jr. 
 
Topics:
Fed interest rate hikes and how it affects business lending rates
Restructuring debt and the tax impact
The importance of having strong cash-flow to weather any storms
Powered by ReiffMartin CPA and Stone Hill Wealth Management

Podcasters: Jason Grimes and Phillip Washington, Jr.
 
Topics:
What exactly is an ARM mortgage?
When is it appropriate to use that product?
What are the pros, cons, and risks?
Powered by On Time Lending and Stone Hill Wealth Management

Podcasters: Rob L Lewis and Phillip Washington, Jr. 
Topics:
HVAC maintenance
Water heater maintenance 
Yard work 
...and more
 
Powered by Ink Realty and Stone Hill Wealth Management

Podcasters: Jon Thurmond and Phillip Washington, Jr. 
Topics:
Affordable Care insurance
Faith-based plans
Short term plans
Group coverage
 
Powered by Axis Financial and Stone Hill Wealth Management

Podcaster: Phillip Washington, Jr.   
Spoiler alert...Security does not comes from having cash, a certain amount of money in your 401(k), or any other outside expression. 
It must come from within.  Only then can we be assured that it cannot ever be taken from us under ANY circumstances.  
 
Powered by Stone Hill Wealth Management

Today's Podcasters: Alison Reiff-Martin, CPA and Phillip Washington, Jr.
 
It's tough to know if you're on track with your business financial goals if you don't know your numbers.  Alison and Phillip discuss the importance of reviewing your business finances monthly and why it can help you with more accuracy reach your business financial goals.
 
Powered by ReiffMartin CPA and Stone Hill Wealth Management
 
 

Podcasters: Jason Grimes and Phillip Washington, Jr.
 
Powered by On Time Lending and Stone Hill Wealth Management

Podcasters: Steve Cosio and Phillip Washington, Jr. 
The world keeps evolving even if we don't.  If we don't want to get left behind financially, we have to learn how to tune in.  Steve and Phillip discuss that on today's episode. 
 
Powered by About Mansfield Podcast and Stone Hill Wealth Management

Podcasters: Jon Thurmond and Phillip Washington, Jr. 
 
Powered by Axis Financial and Stone Hill Wealth Management

Podcaster: Phillip Washington, Jr.
 
I often hear people say, "Isn't it too late to start a podcast?"  My response is always, "It has not even gotten started yet.  We are SUPER early."
 
Powered by Stone Hill Wealth Management
 
 

Podcasters: Susana Gibb and Phillip Washington, Jr. 
With more and more small businesses utilizing online stores and drop shipping to deliver products, it's becoming more important to have coverage to pay for items if they get lost on the way to your customer.  Susana explains that coverage on today's episode. 
 
Powered by Gibb Insurance Agency and Stone Hill Wealth Management

Podcasters: Alison Reiff-Martin, CPA and Phillip Washington, Jr. 
 
I can barely pronounce cost segregation, but thank God for Alison.  She does a great job explaining what it means, (how to say it), and why it's useful for investors who buy commercial properties.  -Phillip Washington, Jr.
 
Powered by Reiff-Martin CPA and Stone Hill Wealth Management

Podcasters: Jason Grimes and Phillip Washington, Jr. 
 
What most people pay monthly to their mortgage company does not just include principal and interest.  There are a few other items most are paying for included in that one big. payment.  Jason breaks those items down for the listeners on today's episode.  
 
Powered by On Time Lending and Stone Hill Wealth Management

Podcasters: Robert Lewis and Phillip Washington, Jr. 
 
Home equity is one of the two largest assets on American's balance sheet (the other being their 401(k)).  It's important to understand how to use it to improve your overall financial situation. 
 
Powered by Ink Realty and Stone Hill Wealth Management

Podcasters: Jon Thurmond and Phillip Washington, Jr. 
 
Life insurance has many benefits embedded in the tax code.  Jon explains how the 1035 exchange allows insurance owners to transfer value from one contract to another contract without taxes.  
 
Powered by Axis Financial and Stone Hill Wealth Management
 
 

In the past, you had to manage your own 401(k) or use the professional services offered by the 401(k) company that you did not choose.  Now you're able to have your wealth manager manage your 401(k) for you without having to move your 401(k).
 
Powered by Stone Hill Wealth Management

Podcasters: Susana Gibb and Phillip Washington, Jr.
 
What is business income insurance and how is that different than disability insurance?  Susana breaks this down for Phillip and the audience on this episode.  
Powered by Gibb Insurance Agency and Stone Hill Wealth Management

Podcasters: Alison Reiff-Martin, CPA and Phillip Washington, Jr. 
"Where your attention is, so is your treasure."
Powered by ReiffMartin CPA and Stone Hill Wealth Management

Podcasters: Jason Grimes and Phillip Washington, Jr. 
 
One affects your credit score and one does not, but what is the difference?  Jason Grimes breaks it down on this episode.
 
Powered by On Time Lending and Stone Hill Wealth Management

Podcasters: Robert Lewis, Jr. and Phillip Washington, Jr. 
Understanding the difference between a subdivision, a neighborhood, and master planned community can help you in your buying decision when a consideration is long term value. 
 
Powered by Ink Realty and Stone Hill Wealth Management
 

Today's Podcasters: Jon Thurmond and Phillip Washington, Jr. 
 
People are living longer, health care costs are rapidly rising, and medical expenses are taking a bigger chunk of retirees income in retirement.  Jon Thurmond shares his thoughts on how he sees his clients protecting their portfolios from medical expenses using long term care insurance. 
 
Powered by Axis Financial and Stone Hill Wealth Management

Today's Podcast: Phillip Washington, Jr.
The concept of "retirement" is changing and so is the way savvy investors are planning for it.  
 
Powered by Stone Hill Wealth Management

Today's Podcasts: Susana Gibb and Phillip Washington, Jr.
Susana and Phillip discuss what seepage coverage is and what it covers?
 
Powered by Gibb Insurance Agency and Stone Hill Wealth Management

Today's Podcasters: Alison Reiff-Martin, CPA and Phillip Washington, Jr. 
 
With more businesses become comfortable with employees working from home indefinitely (which is a recruiting differentiator), Alison shares some ideas she sees that allow business owners to create unique "benefit packages" for their employees working from home.  
 
Powered by ReiffMartin CPA and Stone Hill Wealth Management

Today's Podcasters: Robert Lewis, Jr. and Phillip Washington Jr.
They discuss #1 searched term for homebuyers and how that information might help buyers and sellers in the home-buying process.  
 
Powered by Ink Realty and Stone Hill Wealth Management
 
 

This is the question many homeowners and potential homeowners are asking themselves right now.  
 
Today's podcasters: Robert Lewis, Jr. and Phillip Washington, Jr. 
 
Powered by Ink Realty and Stone Hill Wealth Management

Most people know they need life, health, auto, and home insurance.  The question many people have is do I really need supplemental insurance?  Jon Thurmond and Phillip Washington, Jr. discuss why families purchase supplemental insurance.  
 
Powered by Axis Financial and Stone Hill Wealth Management

The future has limitless possibilities when it comes to how NFTs will be used in finance.  Here are a few ideas Phillip feels will be part of that future.
 
Powered by Stone Hill Wealth Management

With everything going on between Russia and Ukraine and the rise of cyber warfare, business owners are looking for ways to protect their businesses from losing lots of money if they become the target of hackers.  
Susana Gibb and Phillip Washington, Jr discuss insurance coverage that helps protect business assets from this potential financial burden.
 
Powered by Gibb Insurance Agency and Stone Hill Wealth Management

Alison Reiff-Martin, CPA and Phillip Washington, Jr discuss legal ways to pay your children income tax-free if you're a business owner.  
 
Powered by Reiff-Martin CPA and Stone Hill Wealth Management

Jason Grimes and Phillip Washington, Jr. discuss how student loans affect the home buying process and Phillip makes a prediction about student loans during the episode that comes true later that day.
 
Powered by On Time Lending and Stone Hill Wealth Management

Robert Lewis, Jr. and Phillip Washington, Jr. discuss everything from Bridgerton to a renter who rented a home for 30 years only to have the home be put on the market to be sold and the renter now having nowhere as affordable and comfortable to live.  If you rent, this is a MUST episode to listen to.
 
Powered by Ink Realty and Stone Hill Wealth Management
 
 

This episode is one of my top all time episodes.  Personal finance expert Sharita Humphrey and I (Phillip Washington, Jr.) discuss our thoughts on money, marriage, and Bitcoin.  
Powered by Stone Hill Wealth Management

Jon Thurmond and Phillip Washington, Jr discuss why some wealthy families use other people's money (borrow money) to buy life insurance.
 
Powered by Axis Financial and Stone Hill Wealth Management

If you think the value of digital assets are nuts, wait until you see that there are pieces of paper worth trillions of dollars...
 
Powered by Stone Hill Wealth Management

Topics: 
• What is the future of financing business growth?
• What are some ideas for business owners looking to use these innovative new finance strategies?
 
Powered by About Mansfield Podcast and Stone Hill Wealth Management

For some reason, many people like to make things way harder than it needs to be.  Maybe it's some deep down need to feel useful, smarter, significant, or whatever.  No shade (judgement)...there's just almost always the simple, more effective way and the more complex, less effective way.  
Alison Reiff-Martin, CPA and Phillip Washington, Jr. spend a little time talking about the contrast between day trading (the complex way to make money investing) and long term investing (the relatively simple way to make money investing).  
Powered by ReiffMartin CPA and Stone Hill Wealth Management

The lower your credit score, the more expensive life becomes.  Jason Grimes and Phillip Washington, Jr. discuss why (in their opinion) this is true.
 
Powered by On Time Lending and Stone Hill Wealth Management

As mentioned on a previous episode, negotiating starts well before you get to the closing table.  Robert Lewis, Jr. and Phillip Washington, Jr. discuss negotiation strategies for buyers in this market (we discussed strategies for sellers last week).
 
Powered by Ink Realty and Stone Hill Wealth Management

Jon Thurmond and Phillip Washington, Jr. discuss health insurance options for families who didn't get a chance to sign up at the end of the year for the ACA open enrollment.  
 
Powered by Axis Financial and Stone Hill Wealth Management