Episodes

19 minutes ago
The Rise of Independent Money Printers
19 minutes ago
19 minutes ago
Key Takeaways:
Decentralized Value Creation: Money can be created and used anywhere people trust each other and have valuable assets, not just through central banks.
Why Debt Restructuring Matters: Sometimes the financial system must reset or adjust debt so it matches real economic output and avoids major problems.
Treasuries and Mortgages Keep Things Steady: These tools help keep money flowing smoothly in the economy and are important for overall stability.
Bitcoin as Digital Energy: Bitcoin works as a secure, non-political type of collateral that doesn’t rely on debt and can be used worldwide.
Stronger Financial Networks: A system with many independent financial nodes—rather than one central authority—can create a more flexible and resilient economy.
Chapters:Timestamp Summary
0:00 Decentralized Money Systems and the Future of Financial Trust
9:39 Debt Restructuring and the 50-Year Mortgage Solution
14:29 Integrating Bitcoin as a New Collateral in Financial Systems
23:18 Bitcoin as a Financial System’s Nervous System and Liquidity Indicator
27:55 Building Balance and Strength for Soccer Success
28:44 Decentralized Financial Systems and the Future of Money
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

6 days ago
6 days ago
Key Takeaways:
Adopt AI in your business: Using AI can automate routine tasks and make your operations more efficient.
Boost productivity: Let AI handle repetitive work so you can focus on bigger goals and strategic decisions.
Build an autonomous workforce: AI can act as a 24/7 team that lowers costs and increases overall output.
Keep improving: Setting up AI systems teaches clear thinking and better management as your business grows.
Engage with a community: Joining business and tech communities helps you discover new tools and spark innovation.
Chapters:
0:00 Embracing AI for Business Efficiency and Customer Service
2:37 Leveraging AI for Business Automation and Efficiency
6:17 The Importance of Clear Communication When Using AI
10:15 Leveraging AI Tools Through Community Knowledge
10:42 Incorporating AI Into Business
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Nov 26, 2025
From Oil Barons to Bitcoin Barons – The New Energy Behind Wealth.
Wednesday Nov 26, 2025
Wednesday Nov 26, 2025
Key Takeaways:
Energy drives all economies: Just as oil powered the industrial era, Bitcoin acts as stored digital energy in today’s digital economy.
Learn from history: Understanding past economic trends helps you build and protect wealth in the digital age.
Electricity fuels AI and Bitcoin: While AI runs on electricity, Bitcoin turns that same energy into secure digital value.
Use Bitcoin-backed financing: These new financial tools let people and businesses raise money in innovative ways.
Adapting to the digital economy: As the world changes, Bitcoin is becoming an important part of how collateral and assets are managed.
Chapters:
Timestamp Summary
0:00 Transitioning From Industrial Wealth to Digital Energy
10:20 Bitcoin as Base Collateral in the Digital Age
12:13 Leveraging Bitcoin as Collateral for Financial Growth and Stability
22:32 Rebuilding Communities Through Bitcoin and Stablecoin Integration
26:04 Balancing Scarce and Community Money for a Harmonious Society
28:43 Bitcoin as the New Energy in the Digital Era
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Nov 21, 2025
Membership Program — Community as a Business Model
Friday Nov 21, 2025
Friday Nov 21, 2025
Key Takeaways:
Digital communities build connection and growth: Online groups are powerful spaces for networking, sharing ideas, and driving innovation in business.
Technology connects people everywhere: Digital tools make it easy to bring together professionals from different places and backgrounds.
Goal-focused communities create value: When a group has clear goals, it can lead to new insights, referrals, and better business practices.
Monetize community building: Managing digital communities can generate income through subscriptions or paid services.
Diversity strengthens opportunity: Engaging with people from different backgrounds helps break down bias and opens doors to new business possibilities.
Chapters:
Timestamp Summary
0:00 Building Community Through Technology and Shared Interests
2:19 Digital Communities and Expanding Perspectives for Business Growth
5:46 Building a Digital Chamber for Business Networking
6:46 Building Community for Business Growth and Personal Development
10:21 Building Business Value Through Accounting and Financial Advice
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Nov 19, 2025
Fixed Income of the Future – Yield That Outruns the Money Printer
Wednesday Nov 19, 2025
Wednesday Nov 19, 2025
Key Takeaways:
Bonds no longer beat inflation: Traditional bonds don’t protect wealth the way they used to, so investors are rethinking fixed-income strategies.
Bitcoin’s scarcity creates new opportunities: Because Bitcoin is limited in supply, it’s becoming the foundation for financial products that offer strong returns and stability.
New income tools are emerging: Products like Bitcoin-backed investments and preferred stocks are creating fresh ways to earn income.
Digital assets are gaining trust: More financial advisors and large investors are turning to digital currency-based investments.
Focus is shifting to real value: Financial planning is now centered on maintaining true purchasing power, not just paper stability.
Chapters:
Timestamp Summary
0:00 Challenges and Innovations in Fixed Income Investments
8:24 Bitcoin’s Role in Revolutionizing Fixed Income Investments
18:04 Bitcoin as a Protector Against Inflation and Currency Devaluation
28:14 Bitcoin’s Grassroots Impact on Wealth Management and Financial Systems
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Nov 14, 2025
AI Compute Rental — Owning the Digital Oil Wells
Friday Nov 14, 2025
Friday Nov 14, 2025
Key Takeaways:
The rise of digital oil wells: Learn how renting AI computing power—like “digital oil wells”—is changing the way people build wealth.
AI is transforming industries: From finance to law, AI is helping businesses work faster, smarter, and more profitably.
Take advantage of AI opportunities: Businesses can now rent powerful computer chips to run AI models and boost performance.
Build new income streams: Discover how to use digital technology to create fresh sources of income within your business.
Understand the AI supply chain: Learn how AI technology is made and distributed so you can find smart ways to take part in this growing industry.
Chapters:
Timestamp Summary
0:00 Exploring Digital Oil Wells and AI in Wealth Building
2:49 Opportunities in AI Compute Rentals for Business Owners
4:13 AI’s Impact on Evolving White Collar Professions
6:28 Leveraging Data Center Space for Business Expansion Opportunities
8:16 Maximizing Property Income Amidst Inflation Challenges
9:34 Leveraging AI to Enhance Business Profitability and Efficiency
10:27 Opportunities for CPA Firms in the Digital World
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Nov 12, 2025
You Don't Need to Work More - You Need Better Money
Wednesday Nov 12, 2025
Wednesday Nov 12, 2025
Key Takeaways:
The rise of digital money: The growing use of digital currencies like Bitcoin marks a major shift in the global financial system and challenges old ways of thinking about money.
Bitcoin as the new foundation: Because it’s scarce and secure, Bitcoin is becoming the core asset—or “heart”—of the modern financial world.
Shift assets strategically: Smart investors are using assets like real estate as collateral to invest in Bitcoin-backed opportunities for stronger returns.
Plan smart for taxes: A good tax strategy reduces financial strain, improves cash flow, and helps grow long-term wealth.
Recognize signs of change: Things like social unrest, high debt, and declining trust in traditional systems show we’re moving toward a digital-based economy—spotting these trends early can create financial advantages.
Chapters:
Timestamp Summary
0:00 Understanding Financial Singularity and Transitioning to Digital Money
8:04 The Evolution of Temples as Economic and Religious Centers
9:20 Bitcoin as the Future of Scarce Collateral in Finance
13:47 Transforming Slow Capital Into Fast Capital Using Real Estate
20:26 The Transition From Centralized to Decentralized Financial Systems
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Nov 05, 2025
How to Generate Tax-Free Income with your Investment Portfolio
Wednesday Nov 05, 2025
Wednesday Nov 05, 2025
Key Takeaways:
Create self-sustaining income: Learn how to turn your investments into income-generating assets by smartly borrowing against valuable holdings.
Think like the wealthy: The rich often use debt wisely to grow their wealth without selling their main assets.
See Bitcoin’s role in growth: Bitcoin is one of the most liquid and limited assets in the world, making it a strong choice for high-growth strategies.
Manage risk carefully: Borrow conservatively and assess risks to stay financially strong, even during economic downturns.
Build lasting wealth: Use smart planning to create tax-free income and compounding growth that can be passed on to future generations.
Chapters:
Timestamp Summary
0:00 Regenerative Income Strategy: Borrowing Against Wealth for Tax-Free Living
3:33 Understanding Financial Systems Through Cosmic and Economic Analogies
5:42 Leveraging Bitcoin-Backed Securities for Strategic Financial Growth
10:23 Leveraging Assets and Loans for Wealth Growth
14:56 Building Wealth Through Strategic Borrowing and Compound Interest
18:02 Borrowing Strategies Versus Selling Investments for Wealth Management
21:10 Understanding the Tax-Free Nature of Borrowing Against Assets
23:12 Leveraging Financial Strategies for Optimal Investment Returns
27:44 Bitcoin as a Scarce and Liquid Asset for Investment
30:19 Investment Advice and Risk Management for Bitcoin Enthusiasts
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Oct 31, 2025
Friday Oct 31, 2025
Key Takeaways:
Know how estate taxes work: Without proper planning, your family could face large tax bills when wealth is passed on after death.
Understand the exemption limit: The current estate tax exemption is $15 million per person, but planning is important no matter your net worth.
Use smart estate planning tools: Strategies like gifting assets, creating irrevocable trusts, and forming family partnerships can help lower taxes.
Work with the right professionals: A CPA, estate attorney, and financial advisor can help make sure your estate is handled according to your wishes.
Start planning early: Early estate planning helps transfer wealth smoothly and ensures you leave a meaningful legacy for future generations.
Chapters:
Timestamp Summary
0:00 Understanding Estate Taxes and Planning for Wealth Transfer
2:42 Understanding Estate Taxes and Their Impact on Inheritance
3:13 Estate Planning Strategies to Minimize Tax Burden
5:24 Exploring Major Strategies in Financial Planning
5:50 Estate Planning Through Gifting and Trusts
7:19 Estate Planning Strategies: Gifting, Partnerships, and Trusts
8:21 Considerations Before Moving Assets Into an Irrevocable Trust
8:59 Discussing Permanent Solutions to Permanent Problems
10:01 Investment Risks and the Importance of Professional Guidance
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Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Oct 29, 2025
Why the Rich Don't Worry about Inflation
Wednesday Oct 29, 2025
Wednesday Oct 29, 2025
Key Takeaways:
Understand what inflation really is: Traditional finance often explains inflation the wrong way. Knowing what causes it helps you protect and grow your wealth.
Income isn’t the same as wealth: Making more money isn’t enough—you need to invest in rare assets that grow faster than inflation.
Know how central banks work: Since central banks control the flow of money, understanding their actions can help you spot trends and grow your wealth.
Borrow smartly instead of selling: Using your assets as collateral lets you access cash without losing your long-term investments.
Invest in scarce assets: Putting money into things like Bitcoin or real estate can protect you from the falling value of government-controlled currency.
Chapters:Timestamp Summary
0:00 Understanding Inflation and Wealth Through Energy Principles
4:31 Understanding Government, Central Banks, and Bitcoin’s Role in Economy
14:40 Embracing Creativity Over Consumerism for Personal Empowerment
16:38 Leveraging Scarce Assets for Financial Growth and Stability
23:19 Scarcity and Wealth Building in an Inflationary Economy
27:36 Emotional Intelligence in Investing Amid Ideological Differences
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Oct 24, 2025
How the Wealthy Pay Themselves: Salary, Dividends, or Distributions?
Friday Oct 24, 2025
Friday Oct 24, 2025
Key Takeaways:
Know your monthly spending goals: Figure out how much you want to spend each month after selling your business to guide your financial plan.
Plan for taxes and cash flow: Understand your tax responsibilities and make quarterly payments to keep your finances steady.
Build a balanced investment mix: Spread your investments across stocks, real estate, and Bitcoin for steady growth and protection.
Use modern financial tools: Options like Bitcoin-backed loans can give you access to cash without having to sell your assets.
Work with financial advisors: Partner with experts to create an income plan that fits your goals and the lifestyle you want.
Chapters:
Timestamp Summary
0:00 Introduction to Money Management
0:43 Planning After a Business Sale
2:02 Investment Distribution Strategy
3:13 Income from Investments Discussion
5:12 Innovative Bitcoin Loan Products
6:27 Alternative Investment Income Opportunities
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Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Oct 22, 2025
The Secret to Making Money in Options: Timing + Patience
Wednesday Oct 22, 2025
Wednesday Oct 22, 2025
Key Takeaways:
Learn how options work with volatility: Options trading benefits from market ups and downs, creating big opportunities for investors who understand it.
Use timing and patience: Success comes from staying calm inside and waiting for the right moment in the market.
Rely on core financial truths: Principles like scarcity, liquidity, and productivity should guide smart decisions.
See Bitcoin as a lasting option: Because of global conditions, Bitcoin acts like a perpetual option in today’s markets.
Use structured products wisely: These tools can lower risk while still taking advantage of high returns in volatile markets.
Chapters:
Timestamp Summary
0:00 Understanding Options Trading Beyond Theoretical Models
3:37 The Interplay of Timing, Patience, and Truth in Investing
12:51 Bitcoin as a Perpetual Option Against Financial Irresponsibility
17:55 Patience and Volatility in Bitcoin and Investment Strategies
26:02 Understanding Money and Its Impact on Politics and Society
28:37 Emotional Intelligence and Truth in Personal and Collective Spending
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Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!
WBMS Premium Subscription
Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Oct 17, 2025
LLC, S-Corp, or Family Office? Structuring Your Wealth the Smart Way
Friday Oct 17, 2025
Friday Oct 17, 2025
Key Takeaways:
Know your options after selling a business: Understanding different types of business entities helps you plan for taxes and align with your financial goals.
Choose the right structure for your needs: Setting up trusts or family offices can reduce taxes, protect your assets, and support long-term legacy planning.
Plan early before the sale: Preparing in advance gives you more control and flexibility for your next ventures or retirement.
Work with financial and legal experts: A trusted team can help you make smart decisions to protect and grow your wealth.
Consider a family office: This setup helps business owners manage their money and investments effectively after exiting their company.
Chapters:
0:00 Entity Planning for Big Liquidity Events
2:47 Strategic Planning for Business Sale and Wealth Allocation
5:08 Tax Implications of Trusts and Family Limited Partnerships
6:47 Using Life Insurance Trusts for Legacy and Wealth Transfer
8:08 Understanding Family Offices for Wealth Management and Estate Planning
10:06 Planning Business Exits
11:21 Consult Advisors Before Investment; Past Performance Isn’t Future Proof
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Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Oct 10, 2025
Taxes After a Liquidity Event: How Much You’ll Owe & How to Lower It
Friday Oct 10, 2025
Friday Oct 10, 2025
Key Takeaways:
Plan ahead for big financial events: Large payouts or sales require smart planning to handle possible tax bills.
Know the tax impact of what you sell: Selling stocks and selling assets are taxed differently, so it’s important to understand each one
Use installment sales to spread taxes out: This method lets you pay taxes over several years instead of all at once.
Balance flexibility with tax savings: Finding the right mix can help you get the best results after selling your business.
Work with financial advisors early: Getting expert help before and after a sale ensures your decisions match your long-term financial goals.
Chapters:
Timestamp Summary
1:46 Planning for Tax Implications of Selling a Business
4:22 Strategies for Structuring Business Sales and Tax Minimization
8:02 Strategies for Managing Wealth After a Business Sale
10:54 Advanced Planning Seminars: Bland Food and Tax Flexibility
11:42 Balancing Flexibility and Tax Benefits in Business Sales
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Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Oct 08, 2025
The Great Financial Reset: Gold, Bitcoin, and the End of the Central Bank Monopoly
Wednesday Oct 08, 2025
Wednesday Oct 08, 2025
Key Takeaways:
The money system is shifting: The world is moving from a dollar-based system to one that includes neutral assets like Bitcoin and gold.
Central banks are under pressure: Decentralized finance and open systems are challenging their traditional control over creating money.
Young innovators are driving change: Many are turning to digital and decentralized currencies, building new financial networks outside the old system.
Nations are adjusting in different ways: China is moving away from U.S. dependence and stockpiling key resources, while Europe struggles more with these changes.
The U.S. still has an edge: Despite its problems, America’s culture of innovation and decentralized system helps it adapt and stay competitive.
Chapters:
Timestamp Summary
0:00 The Shift From Centralized to Decentralized Financial Systems
5:16 The Shift from Central Banks to Bitcoin and Open Systems
11:07 Decentralized Power and Neutral Money in a Multipolar World
13:54 Global Economic Shifts and the Future of Innovation
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Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Oct 03, 2025
Business Planning 101: Planning for a Recovery While in Survival Mode
Friday Oct 03, 2025
Friday Oct 03, 2025
Key Takeaways:
Watch important financial ratios: Pay attention to numbers like your cash-to-debt ratio and how long it takes customers to pay, since they show how healthy your cash flow is.
Use a 16-week cash flow plan: This helps business owners focus on the areas that bring in the most profit.
Avoid unprofitable paths: Say no to money-losing opportunities and strengthen existing relationships to keep finances strong.
Stay disciplined after hard times: Using lessons learned during downturns helps build long-term success when revenues grow again.
Plan big purchases carefully: Good financial planning makes it easier to buy major items, like a luxury car, with confidence.
Chapters:
Timestamp Summary
0:00 Creating Asymmetric Upside for Business Owners
1:46 Managing Financial Metrics in a Transition Economy
2:26 Effective Debt Management and Customer Payment Strategies
3:20 Balancing Short-Term Survival and Long-Term Business Positioning
4:02 Optimizing Cash Flow and Ratios for Financial Success
7:09 The Importance of Saying No to Unprofitable Efforts
10:44 Financial Discipline and Planning for Business Growth
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Oct 01, 2025
Financial Gravity 101: Why Productivity Beats Prediction
Wednesday Oct 01, 2025
Wednesday Oct 01, 2025
Key Takeaways:
You don’t need to predict the future: Success in financial markets comes from adapting to changes and riding the waves they create.
Focus on what really drives value: Productivity, scarcity, and volatility matter more than just charts or predictions.
Policies aren’t everything: Government rules and Fed decisions play a role, but the deeper market forces are more important to understand.
See volatility as an advantage: Market ups and downs can make you stronger if you learn to benefit from them instead of fearing them.
Follow financial gravity, not forecasts: New investors should base their strategies on core principles, not on trying to guess every market move.
Chapters:
Timestamp Summary
0:00 Investing Without Predicting: Riding Financial Waves
9:03 Productivity, Scarcity, and Volatility as Economic Forces
14:17 Fine-Tuning Investment Strategies with Technical Analysis
18:14 Antifragility in Investing: Thriving Amidst Volatility and Stress
22:19 Investing by Embracing Nature’s Cycles and Stressors
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Sep 26, 2025
Business Planning 101: Taxes, Debt, And Survival Finance
Friday Sep 26, 2025
Friday Sep 26, 2025
Key Takeaways:
Handle downturns with strategy: Getting through tough economies takes creativity, planning, and smart debt management.
Balance cash and debt: Keeping a healthy ratio of cash to debt is key to staying stable.
Plan before paying off debt fast: In uncertain times, careful planning matters more than rushing to pay down debt.
Compare interest and earnings: Look at the interest rate on your debt versus what your cash could earn before deciding to pay it off.
Focus on long-term goals: Make choices that support your future financial security, not just short-term tax breaks.
Chapters:
Timestamp Summary
0:00 Creative Strategies for Surviving Economic Transitions
1:49 Balancing Debt Repayment and Investment Returns in Business Finance
3:23 Strategies for Managing Debt and Cash Flow in Business
6:56 Awareness and Non-Judgment in Business Financial Decisions
7:35 Strategies for Managing Debt and Enhancing Business Growth
8:58 Strategic Debt Management for Entrepreneurs
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Sep 24, 2025
From Fragile Fiat to Scarce Bitcoin: Two Paths, Two Futures
Wednesday Sep 24, 2025
Wednesday Sep 24, 2025
Key Takeaways:
See markets as living systems: Markets don’t act like simple machines. Investors who notice their changing patterns often find hidden opportunities.
Stress can mean opportunity: Market ups and downs, like stress, can signal chances to build wealth if you know how to handle them.
Create your own strategy: Thinking differently from the crowd and building a unique approach can lead to higher returns, known as alpha.
Watch for new money systems: Digital money like Bitcoin offers protection from central banks and opens new investment possibilities.
Stay flexible and open to change: Adapting to both personal and global shifts helps investors succeed in a fast-changing financial world.
Chapters:Timestamp Summary
0:00 Understanding Market Evolution Through Human Behavior and Hormesis
4:48 Embracing Stress and Volatility in Investing
7:07 Achieving Alpha by Embracing New Paths and Principles
10:06 Building in Untamed Areas and Investment Challenges
10:38 Managing Stress and Volatility for Investment Success
11:53 Finding Calm Amidst Chaos and Preparing for Uncertainty
13:53 Adapting to the New Financial System and Economic Opportunities
18:29 Bitcoin’s Role in a New Economic System
24:09 Civilization’s Evolution and Its Impact on Financial Markets
27:03 Managing Fear and Embracing Change in Investment Strategies
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Sep 19, 2025
Business Planning 101: Cutting Costs Without Cutting Growth
Friday Sep 19, 2025
Friday Sep 19, 2025
Key Takeaways:
Spend wisely: Businesses should cut unnecessary costs but keep investing in areas that support growth
Keep marketing strong: Cutting marketing during tough times can hurt. Staying visible helps a business stay resilient.
Work with vendors: Talking with vendors and negotiating better terms can lower expenses when money is tight.
Combine finance and creativity: Matching financial planning with creative efforts makes marketing more effective and resources go further.
Get expert advice: A skilled CPA can review expenses, suggest improvements, and give guidance on smart negotiation.
Chapters:
Timestamp Summary
0:00 Strengthening Business While Cutting Costs for Efficiency
1:00 Texas as a Self-Sufficient Economy
2:05 Distinguishing Essential Business Investments from Non-Essential Expenses
3:37 Balancing Marketing Strategies with Financial Prudence
6:36 Negotiation Strategies and Financial Guidance for Entrepreneurs
9:01 Accounting Conversations and Meditation Tips for Business Owners
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Sep 17, 2025
Scarcity, Cycles, and Wealth: Rethinking Money in 2025
Wednesday Sep 17, 2025
Wednesday Sep 17, 2025
Key Takeaways:
Money power keeps shifting: History shows financial centers moved from the British pound to the US dollar, and now toward digital currencies.
Look at markets like natural cycles: Seeing financial systems through cycles and patterns gives deeper insight than just following headlines.
Bitcoin-backed stablecoins may reshape banking: They could challenge traditional banks by offering a stronger and more stable foundation.
Use the generator-battery-utility model: This approach can help people manage savings more effectively in a changing economy.
Governments may take over more companies: During tough times, nations often protect themselves by nationalizing businesses as part of a repeating cycle.
Chapters:
Timestamp Summary
0:00 Rethinking Money and Financial Systems in the Digital Era
9:05 Investing with Emotional Awareness and Market Flow
12:54 Bitcoin-Based Credit Systems and Their Impact on Traditional Banking
19:39 Building Wealth with the Generator Battery Utility Model
25:43 The Cyclical Nature of Nationalization and Economic Reconstruction
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Sep 12, 2025
Business Planning 101: Cash Flow is King
Friday Sep 12, 2025
Friday Sep 12, 2025
Key Takeaways:
Keep a cash safety net: Set aside three to six months of expenses to stay stable during economic changes.
Know your industry trends: Understanding how money flows in your industry helps you predict revenue and manage cash better.
Invest reserves safely: Put extra cash in low-risk, easy-to-access places so it’s available when you need it.
Review finances regularly: Use simple tools like spreadsheets to track money and keep forecasts accurate.
Manage cash strategically: Smart cash planning helps businesses stay focused on serving customers and supporting employees during tough times.
Chapters:
Timestamp Summary
0:00 Managing Business Finances in a Slowing Economy
2:29 Balancing Cash Reserves and Strategic Business Growth
4:51 Building Financial Reserves and Investment Strategies
6:15 Predicting Cash Flow Through Regular Financial Review
8:44 Exploring AI and QuickBooks for Financial Projections
9:51 AI Conversations and Business Finance Tips
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Sep 10, 2025
Harvesting Volatility Using Options - The New Yield Curve
Wednesday Sep 10, 2025
Wednesday Sep 10, 2025
Key Takeaways:
The options yield curve is a powerful tool: It offers a way to earn high returns in today’s markets, providing a modern alternative to old interest-rate-based strategies.
Sell options on liquid assets: Selling options on assets like Bitcoin or the S&P 500 can be like running a renewable energy plant—using market ups and downs to create steady income.
Read market emotions and patterns: Knowing how emotions, seasonal trends, and the volatility risk premium work can help you time your investments better.
Profit from volatility gaps: The difference between implied and realized volatility can be an opportunity for gains, especially in emotional markets.
Blend defense and offense in strategy: Taleb’s approach focuses on protecting against losses, while Washington’s uses emotional energy for gains—together they make a strong market strategy.
Chapters:
Timestamp Summary
0:00 Understanding the Options Yield Curve in Modern Finance
3:19 Economic Depression and the Impact of Low Interest Rates
5:19 Emotional Energy and Market Volatility as Waves
9:23 Understanding Volatility Risk Premium in Bitcoin Options Trading
17:02 Emotional Strength and Market Strategies for Financial Success
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Sep 05, 2025
Friday Sep 05, 2025
Key Takeaways:
Plan an exit strategy early: Agree with business partners ahead of time on how to handle transitions so changes go smoothly.
Learn from Rockefeller’s example: Strategic buying can be a smart way to reshape and grow a business.
Combine discipline with emotional intelligence: Managing money well and handling emotions wisely can make partnerships and operations more successful.
Work with the right people: Choose partners or employees who share your values and vision to support long-term growth.
Value different perspectives: Appreciating different personalities and viewpoints can lead to more innovation and business success.
Chapters:
Timestamp Summary
0:00 Strategies for Buying Out Business Partners
3:37 John D. Rockefeller’s Clever Business Takeover Strategy
4:49 Navigating Business Partnerships and Finding the Right Fit
6:58 Building Intelligent Organizations Through Emotional Intelligence and Diversity
10:04 Exxon’s Legacy of Consistent Dividends Since 1882
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Sep 03, 2025
How to Beat the Market - Made Simple
Wednesday Sep 03, 2025
Wednesday Sep 03, 2025
Key Takeaways:
Markets aren’t just machines: Traditional finance sees markets as fixed and predictable, but they also run on energy and emotions.
Perfect balance is a myth: Markets are never fully accurate because human emotions and irrational behavior always affect prices.
Think of markets like living systems: They change constantly, shaped by money movement, value, emotions, and liquidity—similar to nature’s cycles.
Use the resonance meter: This tool helps spot when market conditions line up, making it easier to plan smart investments.
Stay emotionally steady: Understanding market moods and keeping your emotions in check can make your investment strategies stronger than just relying on data.
Chapters:
Timestamp Summary
0:00 Challenging Traditional Finance Models with a New Market Perspective
7:45 Challenging Materialistic Science and Embracing Consciousness
13:03 Understanding Markets as Living Systems and Energy Allocation
18:06 Intuition and Indicators: Understanding Market Resonance
21:51 Emotional Stability and Market Rhythms in Investment Success
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Aug 29, 2025
Cash is King – Managing Cash Flow for the Long Game
Friday Aug 29, 2025
Friday Aug 29, 2025
Key Takeaways:
Manage cash flow wisely: Keep enough cash reserves to handle tough economic times and keep your business running smoothly.
Think long term: Focus on investments and projects that match your purpose, even if they don’t bring quick profits—like Exxon’s approach.
Watch free cash flow, not just profits: Free cash flow is a better sign of financial health than profit margins alone.
Use assets creatively: Find ways to make your existing assets work harder, like using property equity for higher-return investments.
Adopt AI to improve efficiency: Use artificial intelligence to boost productivity and tackle problems such as labor shortages.
Chapters:
Timestamp Summary
0:00 Cash Flow Strategies for Long-Term Business Success
2:39 Why Free Cash Flow Outweighs Earnings for Business Success
4:10 Building Foundations for Long-Term Business Success
4:37 Exploring Investment Strategies and Borrowing Against Real Estate Equity
6:18 Creative Strategies for Leveraging Assets and Building Cash
7:26 Thoughtful Investment in Technology and AI for Business Growth
9:08 AI’s Impact on Accounting and Addressing CPA Shortages
10:55 Investment Risks and the Importance of Financial Consultation
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Aug 27, 2025
A Masterclass on Saving Money
Wednesday Aug 27, 2025
Wednesday Aug 27, 2025
Key Takeaways:
Different income groups save in different ways: Wealthy people often focus on owning rare and valuable things to protect their money over time.
Better money systems can change society: Switching to stronger and more stable money systems can help people plan for the future with more confidence.
Bitcoin is changing how money works: New types of digital money like Bitcoin give people more control and offer a strong alternative to traditional banks.
Investing in rare, growing assets helps fight inflation: Putting money into things that are hard to find and grow in value over time can protect against rising prices and economic changes.
Stay strong and in control of your finances: Being able to manage your own money and stay steady through ups and downs is key in today’s changing financial world.
Chapters:
Timestamp Summary
0:00 Understanding Savings Strategies Across Different Economic Classes
4:01 Investing in Scarce Assets for Wealth Protection
8:13 The Value of Money as Stored Energy in Society
10:02 The Impact of Sound Money on Society and Personal Finance
18:21 Bitcoin as a Code-Based Solution to Financial System Corruption
20:15 The Neutrality of Bitcoin and Personal Energy Management
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Aug 22, 2025
Debt as a Weapon or a Trap – How Exxon Used Low Leverage as Power
Friday Aug 22, 2025
Friday Aug 22, 2025
Key Takeaways:
Use debt wisely: John D. Rockefeller showed that debt can be a powerful tool if managed with discipline, turning it into an advantage instead of a burden.
Balance optimism with caution: Business owners should stay hopeful but also careful in their financial planning to survive economic downturns.
Debt and equity bring similar pressures: Even though they’re different, both require business owners to deliver returns.
Stay disciplined with money: Keep a financial cushion for hard times while still investing in marketing and growth.
Pay yourself fairly: Making sure you earn enough as a business owner protects your personal finances and helps with taxes and retirement planning.
Chapters:
Timestamp Summary
0:00 Debt as a Weapon or Trap in Modern Society
1:15 Debt as a Weapon or Trap in Business Strategy
5:14 Balancing Optimism and Financial Discipline in Business Ventures
9:06 Importance of Paying Yourself a Salary for Long-Term Benefits
9:10 Strategic Marketing and Financial Discipline in Business Management
13:36 Consult Advisors Before Investment Decisions Due to Associated Risks
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Aug 20, 2025
This One Chart Explains the Next 10 Years in Stocks
Wednesday Aug 20, 2025
Wednesday Aug 20, 2025
Key Takeaways:
Manipulators shape the story: Some people try to control what others focus on to influence how they think and invest.
Gold is a steady way to measure value: Unlike the dollar, which loses value over time, gold stays more stable and reliable.
Gold vs. the S&P 500 shows the real picture: Comparing the stock market to gold can give a clearer view of how well it’s really doing, since the dollar can be misleading.
History shows the risks of leaving gold behind: In times like the 1970s and early 2000s, moving away from gold and using paper money (fiat currency) caused big changes in the economy.
Follow economic cycles for better investing: Investors who understand the ups and downs of the economy can make smarter choices by adjusting their strategies to match the natural flow of the market.
Chapters:Timestamp Summary
0:00 Understanding Market Manipulation and Gold’s Role in Investment
9:18 The Impact of Gold on S&P 500 Valuation
14:45 Broadening Financial Perspectives Beyond Dollar-Centric Views
16:12 Understanding Wealth Cycles Through Gold and Bitcoin Valuation
25:21 Demystifying Economics and Financial Strategies for Everyday People
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Aug 15, 2025
The Discipline Behind the Curtain – Spending Smart in a Boom-and-Bust World
Friday Aug 15, 2025
Friday Aug 15, 2025
Key Takeaways:
Be disciplined with money: Like Exxon’s example, managing cash wisely and planning investments with the long term in mind can lead to lasting success.
Startups need smart strategies in tough times: In uncertain economies, controlling cash flow and growing at the right pace are key to survival.
Test the market first: Before spending a lot, startups should make a simple version of their product to see if people actually want it.
Stay clear and focused: Having a clear purpose helps guide business decisions and keeps the company on track toward its main goals.
Use advisor guidance: Work with mentors and advisors for valuable insights, instead of hiring a big team right away.
Chapters:
Timestamp Summary
0:00 Building a Balance Sheet Fortress for Small Businesses
3:35 Discipline and Financial Strategy in Uncertain Economic Times
5:56 Strategies for Startups and Investment Decision-Making
10:49 Aligning Business Investments With Purpose and Vision
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Aug 13, 2025
A Guide to Unlocking Your Financial Genius
Wednesday Aug 13, 2025
Wednesday Aug 13, 2025
Key Takeaways:
Emotional Mastery in Investing: Learning to stay calm and manage your emotions can help you make smarter investment choices—like how anime heroes learn to control powerful energy.
Flow-Based Intelligence: Being smart isn’t just about knowing facts—it’s about staying flexible and using your emotions to help make good decisions.
Curiosity Over Fear: When you stay curious instead of afraid, you’re more likely to find great investment opportunities that fear might make you overlook.
Loving the Process: When you enjoy the process of learning and growing through investing, that experience can be even more valuable than just making money.
Balancing Financial and Emotional States: Real financial freedom comes when you feel good inside and keep a positive mindset, not just when you have money.
Chapters:
Timestamp Summary
0:00 Emotional Mastery and Flow in Successful Investing
8:27 Rethinking Money: Scarcity, Emotion, and Evolving Value
11:41 Embracing Emotions by Moving With Them Like Swimming
13:07 Emotional Reactions and Investment Decisions in Cryptocurrency
17:19 Embracing Emotions and Finding Happiness Within
23:46 Finding Contentment and Emotional Regulation in Financial Decisions
27:04 Achieving Financial Success Through Emotional Harmony
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Aug 06, 2025
Anchoring Your Money in Value Across Time
Wednesday Aug 06, 2025
Wednesday Aug 06, 2025
Key Takeaways:
Anchor money to something solid: It's important to base our money system on something lasting, like gold or Bitcoin, instead of man-made systems that can be unstable.
Measure value in gold, not dollars: When you measure the value of things in gold instead of dollars, it gives a clearer picture and helps you avoid being misled by government money policies.
Rethink traditional investments: Traditional investments like real estate might not do as well when you compare them to gold. That’s why it may be smart to include digital money like Bitcoin in your plan.
Adjust financial strategies over time: You should think about adjusting your financial strategies—like refinancing—by looking at how power and money have shifted around the world over time.
Use long-term thinking in life: Try using “time anchoring,” or thinking long-term, not just with money but in all areas of life. It helps you make better choices with more confidence.
Chapters:
Timestamp Summary
0:00 Anchoring Financial Systems to Natural Law for Stability
6:18 Gold as a Stable Measure Against Manipulated Financial Metrics
14:56 Refinancing and Investing in Bitcoin for Future Gains
17:54 Harnessing Emotional States to Shape Reality and Achieve Goals
22:30 Balancing Mind and Spirit for Financial and Personal Growth
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Aug 01, 2025
Build a Stronger Business: Financial Steps for the Future
Friday Aug 01, 2025
Friday Aug 01, 2025
Key Takeaways:
Investment Preparation: Before spending a lot of money on your business, make sure you can afford it and that it fits with your overall goals.
Banker Readiness: If you want a loan, keep your financial records up to date and understand what banks look at—like how much profit you make and how much cash you have compared to debt.
Tax Planning: Plan ahead for taxes so you’re not surprised when it’s time to pay.
Use Financial Tools: Learn how to read and use your financial statements (like income statement, balance sheet, and cash flow statement) to make smart business choices.
Know Your Financial Responsibilities: Be clear about where your money is kept and any legal rules or promises tied to it.
Chapters:
Timestamp Summary
1:58 Key Considerations for Business Investments and Bank Loans
5:48 Reforming Banking Systems for Better Business Growth
8:00 Considerations for Business Loans and Tax Deductible Interest
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Jul 30, 2025
West African Wisdom About Money For The Modern Age
Wednesday Jul 30, 2025
Wednesday Jul 30, 2025
Key Takeaways:
Ancient Wisdom: Old stories, like the tale of Anansi the spider, still teach us about power, trust, and how those ideas show up in today’s money systems.
Gold and Natural Law: Gold has long been trusted as money because it’s rare and takes a lot of work (energy) to dig out of the ground.
Power of Central Banks: When central banks like the Bank of England and the U.S. Federal Reserve were created, they gained control over money. But this also led to more inflation and higher taxes.
Bitcoin as the Modern Story: Bitcoin is like a new version of the Anansi story—it breaks the old system and offers a new kind of money that is limited and not controlled by any one group.
Building a Better Financial Future: Many people believe the future of money will rely on things that can’t be easily changed—like gold and Bitcoin—to give more people control and spread wealth more fairly.
Chapters:
Timestamp Summary
0:00 The Evolution of Banking and the Role of Anansi
8:56 Central Banks, War Financing, and Economic Consequences
13:50 The Impact of Mood on Perception and Spiritual Alignment
15:22 Bitcoin's Role in Rebuilding a Trustworthy Financial System
23:11 Embodying Wealth and Helping Others When They're Ready
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Jul 25, 2025
Borrowing Money for Business: What You Need to Know
Friday Jul 25, 2025
Friday Jul 25, 2025
Key Takeaways:
Balance Borrowing and Your Own Money: Use a healthy mix of loan money and your own savings. This helps you stay in control of your business and reach your goals.
Be Smart with Your Budget: Long-term success means being careful with spending and planning where your money goes—not just chasing quick profits.
Think About Risks and Rewards: Before making big decisions, look at both the possible benefits and the risks. This helps protect your business from future problems.
Know How Much You Can Pay Back: Don’t borrow more than your business can handle. Make sure you can repay loans without hurting your business later.
Spend to Grow, Not Just to Save: Making money isn’t only about cutting costs. Spending wisely—like on marketing—can help your business grow, even during slow times.
Chapters:
Timestamp Summary
0:00 Balancing Borrowing and Personal Funds in Business Growth
1:30 Balancing Borrowed and Personal Funds in Business Ventures
4:05 Managing Cash Flow and Inventory for Holiday Sales
4:25 Balancing High Returns and Downside Risk in Business Decisions
5:53 Building a Business Without Relying on Venture Capital
6:59 Financial Discipline and Strategies for Business Success
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Jul 23, 2025
The Old Financial System is DONE
Wednesday Jul 23, 2025
Wednesday Jul 23, 2025
Key Takeaways:
Money Systems Work Like Nature: Just like in nature, money systems depend on things like flow, limited supply, and trust to keep working properly.
Money Changes with Society: Over time, money has changed—from gold to paper money to Bitcoin—showing how our values and systems grow and shift.
Bitcoin as a Fresh Start: Bitcoin is a new kind of money. It uses digital tools and is limited in supply, giving people more control without needing to rely on banks.
New Ways to Invest: Real estate and stocks used to be the main way to build wealth, but now digital assets like Bitcoin are becoming important too.
Taking Control of Your Money: As old money systems become less trusted, more people are turning to digital finance to take charge of their own money and future.
Chapters:
Timestamp Summary
0:00 Understanding Financial Systems Through Scarcity, Circulation, and Trust
6:45 Evolution of Money: From Gold to Bitcoin
17:09 Scarcity and Velocity as Keys to Wealth in Modern Economy
22:33 The Unstable System of Fiat Currency and Banking
27:09 Understanding Bitcoin's Role in the New Financial Universe
29:53 The Illusion of Security and the Power of Self-Sovereignty
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Jul 18, 2025
Master Your Business Finances: Cash, Inventory, & Getting Paid
Friday Jul 18, 2025
Friday Jul 18, 2025
Key Takeaways:
Manage Your Cash Flow: Set clear money goals to make sure you have enough cash for both your business and personal plans—like birthday celebrations or other important events.
Use Benchmarks to Grow: Compare your results to common standards (benchmarks) to help guide your investments and make smarter use of your time and money.
Watch Inventory and Equipment: Buy inventory based on how well it sells, and regularly check the value of older equipment to make your money work better.
Encourage Quick Payments: Give small discounts or rewards to customers who pay early. This helps you get cash faster and use it to run your business better.
Make Money Choices That Match Your Goals: Make sure your financial decisions and daily actions reflect your values and long-term goals, so your business grows in a healthy, lasting way.
Chapters:
Timestamp Summary
0:00 Balancing Business Cash Flow for Financial Independence
2:34 Aligning Business Investments With Personal and Financial Goals
5:54 Effective Inventory Management and Asset Evaluation Strategies
8:08 The Debate Over Property Tax and Asset Valuation
9:34 Strategies to Encourage Faster Customer Payments
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Jul 16, 2025
The Inner Game of Investing
Wednesday Jul 16, 2025
Wednesday Jul 16, 2025
Key Takeaways:
Inner Calm Reduces Stress: Good investing starts with a clear mind. When you understand yourself, it’s easier to ignore distractions and make smart choices.
Imagination Helps You See Opportunities: Creative thinking helps you notice new ideas—like digital money or new tech—before they become big trends.
Mindfulness Improves Decisions: Doing things like meditation or yoga each day can help you stay calm, focused, and strong—even when the market is unpredictable.
Trust Your Intuition: When you're feeling steady and positive, your gut feelings can guide you toward smart investments and away from bad ones.
Habits Build Success: Practicing mindfulness every day not only helps you feel better, but it can also lead to better investing over time.
Chapters:
Timestamp Summary
0:00 Investing as an Inside Game for Stress-Free Decision Making
3:46 Imagination and Innovation as Keys to Unlimited Wealth
6:52 Harnessing Imagination and Belief Systems for Confidence
12:44 Harnessing Imagination and Intuition for Positive Outcomes
16:48 Bitcoin as a Solution to Global Financial Issues
20:25 Building Mental Strength Through Consistent Meditation and Yoga Practice
23:59 Investing Wisely: Consult Advisors and Understand Risks
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Jul 11, 2025
Simple Guide: Understanding Your Financial Picture
Friday Jul 11, 2025
Friday Jul 11, 2025
Key Takeaways:
The balance sheet: A important financial document that details what a company owns and owes, providing insights into its financial health.
Keeping assets greater than liabilities: Essential for maintaining positive equity and reducing debt.
Positive equity: Indicates a strong financial position, bolstering confidence among investors and lenders.
Utilizing technology and strategic innovations: Can empower businesses to increase their productivity and margins.
Avoiding unnecessary debt and ensuring profitable business activities: Are key to building long-term financial strength.
Chapters:
Timestamp Summary
0:00 Understanding the Importance of Balance Sheets for Businesses
2:04 Understanding Balance Sheets for Business Financial Health
4:14 Understanding Business Equity and Its Impact on Financial Health
8:04 Leveraging Technology for Business Efficiency and Growth
9:44 Building a Strong Balance Sheet for Financial Success
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Jul 09, 2025
Is Bitcoin the New Safe Haven Asset?
Wednesday Jul 09, 2025
Wednesday Jul 09, 2025
Key Takeaways:
Bitcoin as a Digital Safe Haven: Bitcoin has a potential future safe haven asset, similar to how the S&P 500 functions today—only within the digital, decentralized realm of cyberspace.
Currency as a Language: Understanding currency is crucial for investors. Just as mastering a language enhances communication, financial literacy empowers more strategic and informed investment decisions.
S&P 500 vs. Weak Currencies: The S&P 500’s historical strength—especially when compared to volatile currencies like the Argentine peso—highlights its role as a reliable benchmark and wealth-preserving vehicle.
Wealth Preservation Strategies: The wealthy often treat stable financial instruments like the S&P 500 as long-term “savings accounts,” using them to maintain and grow wealth in uncertain economic environments
Blockchain and Capital Flow: Looking ahead, blockchain-based assets—especially Bitcoin—are likely to attract significant global capital as trust in traditional systems erodes and decentralized finance gains traction.
Chapters:
Timestamp Summary
0:00 The Rise of Bitcoin as a Global Safe Haven Asset
3:13 Argentina’s Economic Struggles Due to Currency Mismanagement
5:26 Argentine Peso Devaluation and S&P 500 Investment Benefits
10:43 The Dynamic Evolution of the S&P 500
14:14 The S&P 500 as a Wealth Anchor in Unstable Economies
16:54 Bitcoin as the New Benchmark for Cyberspace Capital
19:33 Bitcoin as the Future Benchmark for Wealth Management
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Jul 04, 2025
The Exit Playbook: Getting Paid without Getting Burned by Taxes
Friday Jul 04, 2025
Friday Jul 04, 2025
Key Takeaways:
Strategic Compensation Planning: Paying salaries and offering bonuses to owner-employees can be an effective method for extracting funds from a C Corporation while avoiding the burden of double taxation.
Tax-Efficient Benefits: Establishing benefits such as health insurance and 401(k) plans not only supports employees but also serves as a powerful tax-saving strategy for business owners.
Real Estate Investment Cautions: While corporations can invest in real estate, direct ownership of residential property within a C Corp can lead to unfavorable tax treatment. Careful planning is essential to avoid pitfalls.
Leveraging the QSBS Exemption: The Qualified Small Business Stock (QSBS) exemption allows for the exclusion or deferral of capital gains on the sale of qualified stock—an advantageous opportunity for startup founders and early investors.
Importance of CPA-Led Exit Planning: Collaborating with a CPA is critical when preparing for a business exit. Proper tax planning can significantly enhance post-sale outcomes by optimizing entity structure, timing, and available deductions.
Chapters:
Timestamp Summary
0:00 Strategies for Extracting Business Value Without Excessive Taxes
2:39 Tax Strategies for Extracting Money from a Business
6:08 Tax Strategies for Selling Assets and Bonus Depreciation
7:34 Qualified Small Business Stock Exemption Benefits and Eligibility
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Jul 02, 2025
The Energy Behind Money and Productivity
Wednesday Jul 02, 2025
Wednesday Jul 02, 2025
Key Takeaways:
Money as Energy: Money is more than a tool—it's a form of energy that fuels economies. For financial systems to remain healthy and dynamic, productivity must sustain this energy flow.
Evolution of Financial Systems: Traditional banking has increasingly moved away from physical assets like gold, evolving into digital and highly interconnected ledger systems that prioritize speed, scale, and abstraction.
Decentralization and Innovation: Emerging technologies like Bitcoin introduce built-in trust, scarcity, and decentralization—qualities that challenge legacy systems and promote sustainable, inclusive growth.
Responsible Monetary Policy: Governments and corporations can print money effectively when it's directed toward productive innovations, such as artificial intelligence and infrastructure, leading to long-term economic and societal benefits.
Capital Efficiency and Corruption: The episode emphasizes that corruption or the unproductive use of capital acts like a dam, blocking economic energy. In response, decentralized technologies arise to redistribute that energy more fairly and transparently.
Chapters:
Timestamp Summary
0:00 Introduction to Energy and Investing
0:40 Understanding Modern Money and Productivity
1:32 Money as Energy: Historical Perspectives
4:56 Reasons for Breakdowns in Financial Systems
8:52 Money Creation and Market Trust
12:25 Governments, Companies, and Responsible Money Printing
18:08 Bitcoin’s Role in the Economy
21:36 Trust and Productivity in Bitcoin
24:18 Corruption and Innovation Response
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Jun 27, 2025
Fueling the Fire: Using Other People's Money
Friday Jun 27, 2025
Friday Jun 27, 2025
Key Takeaways:
C Corporations as a Growth Vehicle: C corps offer structural advantages for attracting venture capital and institutional investors, thanks to their capacity to retain earnings and their alignment with long-term investment strategies.
Emerging Opportunities via Tokenization: Advancements in blockchain and tokenization may soon allow small businesses to access public markets more efficiently, transforming capital-raising and expansion pathways.
Risk Mitigation Through Structure: The C corp framework can help insulate investors from liability and simplify access to both debt and equity financing.
Financial Resilience in Volatile Times: Building a strong balance sheet positions businesses to weather economic uncertainty without resorting to drastic measures, supporting long-term stability.
Strategic Customization Matters: Aligning legal structure, tax planning, and growth strategy to a company’s unique goals enhances sustainability and investor appeal.
Chapters:
Timestamp Summary
0:00 Using Other People’s Money to Grow Your Business
1:33 The Benefits of C Corporations for Venture Capital Investments
3:21 Tokenization Opens New Capital Access for Small Businesses
4:18 C Corporations and Their Role in Business Expansion
6:36 Understanding Retained Earnings and Investment Strategies for C Corporations
8:18 Embracing Volatility for Business Stability and Investor Attraction
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Jun 25, 2025
Bitcoin Backed Securities: Fixed Income
Wednesday Jun 25, 2025
Wednesday Jun 25, 2025
Key Takeaways:
Debt & Monetary Expansion: The global financial system is under pressure from mounting debt levels, prompting governments to expand the money supply to meet their obligations—raising concerns about long-term fiat currency stability.
Bitcoin as a Strategic Hedge: With its fixed supply and decentralized nature, Bitcoin stands out as a compelling alternative to traditional assets, particularly in an environment of fiat devaluation and inflationary pressures.
Emergence of Bitcoin-Backed Securities: Financial innovation has led to products such as Bitcoin-backed convertible debt and structured notes, offering investors enhanced yields with a more balanced risk profile.
Reimagining Sovereign Debt: The concept of Bitcoin-backed government bonds introduces a transformative approach to public finance, potentially offering a more sustainable and market-aligned funding strategy for nations.
Institutional Embrace & Market Shift: Financial markets are rapidly adapting, with hedge funds, asset managers, and institutional investors increasingly allocating capital to Bitcoin-linked instruments, signaling a broader shift in portfolio construction.
Chapters:Timestamp Summary
0:00 Wall Street's Solution to Global Debt and Bondholder Concerns
5:02 Bitcoin as a Hedge Against Global Money Printing
9:18 Bitcoin-Backed Securities and Innovative Financial Strategies
18:14 US Government Bonds Backed by Bitcoin as a Future Strategy
24:42 Evolving Finance: Opportunities and Risks in Investment Strategies
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Jun 20, 2025
Money Inside the Machine: Tax Strategy for Retained Earnings
Friday Jun 20, 2025
Friday Jun 20, 2025
Key Takeaways:
Growth Through Retained Earnings: C Corporations offer strategic advantages by allowing businesses to retain earnings for reinvestment without triggering immediate tax liabilities.
Tax Strategy as a Growth Tool: Leveraging tools like bonus depreciation can improve cash flow and support long-term, sustainable expansion.
Importance of Professional Guidance: Engaging a CPA ensures tax planning aligns with broader business objectives, keeping strategy—not just tax savings—at the forefront.
Impact of External Factors: Shifts in economic conditions and tax legislation play a critical role in shaping business structure and tax planning decisions.
Return to Financial Fundamentals: Businesses are increasingly emphasizing balance sheet strength and operational resilience over aggressive top-line growth.
Chapters:
Timestamp Summary
0:00 Leveraging AI and Tax Strategies for Business Profitability
2:32 Building Strong Business Balance Sheets Through Retained Earnings
5:41 Tax Strategies and Mistakes in C Corporation Management
7:45 Strategic Tax Planning and Business Growth with Bonus Depreciation
10:37 Exploring French Origins of Wealth Terminology
11:56 Consult Professionals Before Investing Due to Associated Risks
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Jun 18, 2025
The Future of Capital in an AI Driven World
Wednesday Jun 18, 2025
Wednesday Jun 18, 2025
Key Takeaways:
The World Is Changing Big-Time: We’re entering something like a “tech explosion” (called a singularity), where old ideas about jobs and money are being replaced by new tools like AI and Bitcoin.
From Workers to Thinkers: Instead of using our muscles to do jobs, people in the future will use their minds to tell AI what to do—this role is called a prompter. It’s like being a smart coach for a super robot.
Owning Stuff Will Matter More: In the AI world, owning valuable things (like digital money or shares in tech companies) will be even more important. That’s called capital ownership, and it’s how people will build wealth.
You Gotta Know Yourself, Too: To really take advantage of all this new tech, you need to be clear about who you are and what you want. That helps you focus and make smarter choices in a fast-changing world.
Invest in the Future: Putting money into companies and tools that build the future—like Nvidia (makes AI chips) or Bitcoin (digital money)—is like buying a piece of tomorrow’s world today.
Chapters:
Timestamp Summary
0:00 The Evolution of Human Roles in an AI-Driven Economy
7:53 AI and Robots as Modern-Day Income Generators
9:06 Bitcoin as the Foundation for a New Digital Civilization
19:54 Evolving Human Consciousness in a Fast-Paced Cyberspace World
22:56 Inner Alignment and Wealth Mindset for a Fulfilling Life
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday Jun 13, 2025
The Corporate Shell: A Vehicle Rich People Use for Wealth Accumulation
Friday Jun 13, 2025
Friday Jun 13, 2025
Key Takeaways:
Tax Structure Variations: C Corporations are taxed at the corporate level, unlike S Corps and LLCs, which pass profits and losses directly to their owners.
Double Taxation Risk: C Corps face double taxation—once on corporate profits and again when those profits are distributed as dividends to shareholders.
Compensation Strategy: Shareholders who are also employees can reduce double taxation by receiving salaries, which are deductible to the corporation.
Separate Tax Filings: C Corps file Form 1120, and their profits/losses don’t pass through to owners unless distributed.
Loss Limitations: Corporate losses stay with the C Corp and cannot offset shareholders’ personal income, unlike in pass-through entities.
Chapters:
Timestamp Summary
0:00 Exploring the Benefits of C Corporations for Entrepreneurs
2:05 Tax Differences Between C Corps, S Corps, and LLCs
4:54 Avoiding Double Taxation Through Strategic Income Distribution
6:08 Understanding C Corp Tax Implications and Shareholder Considerations
8:20 Exploring C Corp Benefits and Strategic Financial Planning
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Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday Jun 04, 2025
Seeing the Market Clearly: How Emotional Clarity Unlocks Financial Intelligence
Wednesday Jun 04, 2025
Wednesday Jun 04, 2025
Key Takeaways:
Your Feelings Affect Your Money Moves: Just like getting nervous before a test can mess with your thinking, strong emotions can make investors choose badly. Calm thinking leads to better decisions.
The Market Runs on Group Feelings: The stock market is kind of like a giant group chat—everyone’s feelings and beliefs about money affect what things are worth. When people feel good, prices go up. When people panic, they drop.
Stop Reacting—Start Thinking: Great investors don’t just react with fear. They take a breath, get curious, and look for smart ways to solve problems—even when things seem risky.
Try New Tech, Don’t Fear It: New stuff like AI and Bitcoin might seem confusing, but being open to learning about them can help you grow your money in new and exciting ways.
Stay Positive, Think Big: Believing the future will be better helps you make bolder, smarter money choices. History shows that people who stayed optimistic often ended up winning big.
Chapters:
Timestamp Summary
0:00 Emotional Clarity and Market Consciousness in Investing
3:53 AI’s Role in Transforming Transportation and Society
6:56 Emotional Anchoring and Market Behavior in Investment Decisions
16:02 Embracing AI for Future Job Opportunities and Productivity
21:29 Emotional Clarity and Optimism in Navigating Financial Markets
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Friday May 30, 2025
Meeting with Your CPA Regularly: Why It's Great for Your Business
Friday May 30, 2025
Friday May 30, 2025
Key Takeaways:
Keep Track of Everything, Every Month: Just like you’d check your grades or allowance, businesses need to look at their money each month—and review bigger things every few months to plan for taxes.
Save Up and Spread Out: Businesses should keep at least six months’ worth of money ready for bills and emergencies. Also, don’t depend on just one customer—having many keeps your business safer and more appealing to future buyers.
Make It Work Without You: If a business can only run when one person (like the owner) is there, it’s harder to sell. The more your business runs on systems and a team, the more valuable it becomes.
Plan Ahead to Avoid Surprises: If you look at your money and taxes often, you won’t get hit with big surprises. You can make better decisions about what to spend, save, or invest in.
Structure It Smart: Setting up your business the right way (with help from a lawyer) can protect what you own and make selling the business easier down the road.
Chapters:
Timestamp Summary
0:00 The Importance of Regular Financial Record Keeping for Businesses
2:08 Financial Planning and Tax Strategies for Business Stability
4:48 Preparing Your Business for Sale and Ensuring Its Longevity
7:29 Preparing for Business Success with Idiot-Proof Strategies
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Follow Phillip Washington, Jr. on Instagram (@askphillip)
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Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!
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Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Wednesday May 28, 2025
How to Invest in the Obvious (That Everyone Else Misses)
Wednesday May 28, 2025
Wednesday May 28, 2025
Key Takeaways:
Don’t Let Your Brain Trick You: Sometimes we think we know something, but it’s really just an opinion or old belief. That can lead to bad money decisions. It’s important to check the current facts and not just go with your gut which might be based on past experiences.
Be Willing to Change Your Mind: If you keep believing old stuff that’s no longer true, you might miss out on great new opportunities. Learning new things and being open to change helps you grow your wealth.
Bumpy Markets Aren’t Always Bad: When the stock market goes up and down (called “volatility”), it can feel scary—but it’s also when smart investors find good deals. It’s like shopping during a big sale.
Think Long-Term, Not Just Right Now: The best investors don’t get distracted by quick news or hype. They focus on the big picture and wait for their money to grow over time—like planting a tree and giving it time to grow.
Keep Learning and Adjusting: Things change all the time in the money world. If you keep learning and stay flexible, you’ll be ready to make smart moves and avoid mistakes.
Chapters:Timestamp Summary
0:00 Investing in the Obvious Amid Market Volatility
8:36 Inflation, Emotional Spending, and the Quest for Financial Balance
15:07 Volatility in Bitcoin as a Paradigm Shift Opportunity
18:21 Navigating AI Hype and Investment Strategies
21:52 Embracing Change and Evolving Knowledge for Financial Success
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Follow Phillip Washington, Jr. on Instagram (@askphillip)
Subscribe to Wealth Building Made Simple newsletter
https://www.wealthbuildingmadesimple.us/
Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!
WBMS Premium Subscription
Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.



