Wealth-Building Made Simple

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

It's hard to know what questions to ask when interviewing a financial advisor...you don't know what you don't know.
I asked my homie Terrie Chantel, personal finance expert, to come on the show and ask me the questions she would ask when deciding which financial advisor would work best with her family.  
Very informative episode if I don't say so myself!

In the new world we live in where content is used to drive the sales of products and services, learning how to protect your brand and intellectual property is a must. 
In the episode I interview Yasmine Salem Hamdan, an attorney/business owner with an expertise in helping companies protect their brand and intellectual property.  
If you are building a brand, own a business, have a YouTube channel, podcast, Instagram page, or blog, you're going to get a ton of value from this episode.  
 
 
 

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Listen to this episode if you have any excuses for why you "can't" save money.
 
As a single mother, Yolanda Patrick worked multiple jobs and cut expenses ruthlessly to find the money she needed invest in real estate and build up her retirement accounts.
Now at only 49 years old she's 3 years away from being in a position to work because she wants, not because she has to.
In this episode, we discuss how she did and the mindset required to eliminate ALL excuses and relentless push toward your financial goals.
Her story inspires me and I'm sure it will inspire you as well.  
 
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

"I love investing in my friends that have good ideas because if it's a great idea and I have assessed it, I understand it's going to help me and it's going to help them."
                                                                                                 -Chris Ibezim
This quote pretty much sums up why Chris is so successful. 
Many people believe to be successful in business you have to be cut throat and heartless. 
That couldn't be more further from the truth I know.
Chris Ibezim dominates in business and just about anything he puts his mind to while being a nice guy....who says nice guys finish last.
In this episode we talk about how: 
How Chris became the #1 salesperson for a very large well-know home-builder
His experience modeling for Essence Magazine as their "Eye Candy of the Week"
What it took to come back from a big financial set back
The art of excellent negotiation
How to make time to exercise
And more!
I learned so much from this brother and I'm blessed to know him.  
Enjoy the episode.  
Check him out here on Instagram: https://www.instagram.com/yo_iman05/
 
 

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

We live in an abundant world FULL of opportunities.  
Sure, robots and computers are eliminating some jobs.  However, at the same time, technology is enabling us to make money in ways we never thought possible.
If I told you 10 years ago, that someone in 2019 would be making millions of dollars a year playing video games, you would have laughed me out the room. 
Or, that someone would be making millions of dollars reviewing toys on YouTube.
Or, that if you wanted to become a full time musician, you no longer needed the record labels.  You could make a legit $184,000 a year building a fan base on internet, getting paid to be an influencer, and doing shows.  
There are thousands of these types of stories I hear about every day which make me super optimistic about the future.  
Lots of folks have excuses for why they don't this and why they don't that.
Not Alex Martin...when he made the mental decision to get serious about content creation he has taken off and in a relatively short period of time built a consistent clientele of big time influencers, entertainers, and business people!
This was fun episode for me and I'm sure you will enjoy it!
 
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Many OGs have told me that one of the keys to a long and happy marriage is finding mutual passions and interests.  
You don't have to have all the same interests, but finding a few that you both love together is important in strengthening that bond.  
My guests on this episode, Alan and Gayle Sims, have been married 46 years and they absolutely share a mutual passion for their community.  
In this episode we discuss: 
How they ended up in Cedar Hill
The changes that have happened within the city since they moved there
Why they are so passionate about being involved in their community
How to turnaround a school district
Marriage advice they would give to their 22 year old selves
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"
 

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

My CPA is a black woman. 
The attorney who advised my wife and I on our estate plan is a black woman. 
My business attorney is a black woman.
My banker is a black woman...and when I first noticed that was the case a few months ago, I was telling a friend about it and he said, "Did you do that on purpose?"
I was like, "No.  It never crossed my mind. I just each time looked for the professional who I thought would be the best person I knew and trusted for the job."
Here's my point (other than engaging in a little humble bragging) ...In this new economy, if you let sexism, racism, or any other prejudice keep you from surrounding yourself with the best talent regardless of race, sex, religion, or sexual orientation YOU ARE GOING TO LOSE IN BUSINESS...Period!
And if you don't believe me, just listen to this episode.  If you do believe, you will LOVE this episode.  
The New Roundtable is an organization filled with high achieving women of color helping other women of color get their well deserved seat at the table. 
I got to talk with the organization's President and co-founder Chasity Henry about how the organization got started and their mission. 
Lots of nuggets dropped in this episode.   
 
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"
 

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

Jeremy Patton (Affectionately known as JP to the OT Nupes) is one of the coolest brothers I know. 
He's found a way to transfer that cool into the art, pictures, and videos his company, Immersion Media Company, is hired to create for people and businesses.
In this episode we discuss:
What determines what an art piece of will sell for
How to create great art, pictures, and videos
Why using pictures and videos to sell your products or services can help you make more money
The Good, The Bad, and Ugly of entrepreneurship
...and more
I'm sure you're going to enjoy this episode.  
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

The ability to sell someone an idea, product, or service is one of the MOST (if not the most) valuable skills in the world today...and has been since the beginning of time.
When you study history you find that, the best leaders, politicians, and business people were master salesmen and saleswomen.
The principles around selling don't change, but the context around how you use them change often. 
For example, door-to-door sales worked well in the early 20th century (and might still work as long as you aren't knocking on my door), but once everyone had a telephone in their home, it became a lot more effective to use telephone to establish an initial connection. 
Those businesses who adjusted to change slowly, were jumped past by businesses who stayed up to date on the context around how to best approach their target customer/client. 
My guest today is Donald Kelly ,"The Sales Evangelist", and in my opinion, he is one of the best at understanding and executing on the changing context around effective selling in the new world we live in.   
I'm confident you will enjoy this one.  
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"
 
 

You don't have to be Stevie wonder to see the inequity in the justice system in the U.S.
The haves are treated a whole lot better than the have-nots. 
The only way to change the system is to understand the system and that's why I'm going to start weaving in interviews of attorneys (AKA the warriors of a "civilized" society's battleground...the legal system).
In this episode I interview my friend Charles Gearing, President of the Dallas Young Lawyers Association.
We discuss: 
What it takes too be a good lawyers
Why the justice system has so many inequities
What does the Dallas Young Lawyers Association do
Will computers eventually replace attorneys too
I definitely learned a ton in this episode.  I hope you enjoy it.  
 
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

40 years ago, people were not as concerned about eating right and working out consistently. 
Today, it's hard to find anyone who does at least make it part of their New Year resolution.  
As more information came out about the negative effects of not taking care of our body, it scared many of us into being intentional about improving our health.  
I personally believe we are in the beginning stages of understanding the negative impact of not taking care of our mental health as well.  
Drug addiction and suicides are plaguing communities all around the world and many believe the "cure" lies in taking better care of our minds as well as our bodies.
On this episode I interview Crystal Holmes, owner of Luminous Wellness, about the benefits of using Yoga to strengthen your mind and body.  
I learned a WHOLE LOT in this interview.  

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

"You'll only go as far as the 'brothas' you talk to for no reason"  
This was advice given to Curtis Jackson (AKA "50 Cent") by his grandfather as a child and it's a quote I have thought about often since my friend shared it with me a few years ago.
Mr. Johnny Wallace, CEO of Ameritex Vending, also believes in that principle and has used it build a very successful business.
This episode I ask him to walk me the process of how he went from starting with just 2 vending machines to 700 vending machines while also becoming a real estate investor.  
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"
 

Way back in the day, just about the only way you could get money to start your new business (outside of family and friends) was through a bank.  
For centuries, banks have been the dominant financial intermediaries that provided money to new and existing businesses.  
That's changing as more and more wealthy investors are putting their money into venture capital and private equity as a way to invest into other business ventures.  
In episode, I speak with the CEO of Impact House, Benjamin Vann about:
What is venture capital
What types of businesses are VC firms looking for
How women and minority owned businesses can get a bigger piece of the pie
Why there's not as much venture capital money in Texas as there is in NY and California
...and more!
 
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

High profile victims of businesses (and people) who knew how to better sell their products and services on the internet:
 
Borders Bookstore
Barnes and Noble (dying a slow death)
Blockbuster
Taxi’s
Sears
JCPenney
Toys R Us
Hollywood
Malls all over America
Hillary Clinton
 
...And the destruction is just getting started.  
The businesses who are most exposed are small local businesses.  
There are an unlimited amount of tech savvy entrepreneurs who are using the internet to outsell their local competitors and are slowly putting the businesses who are still marketing like it’s 2002 out of business.  
Just the like the high profile businesses above, they don’t even see it coming and by the time the feel the pinch for real...it’s going to be too late.
On this episode, Chris Ross (owner of Eight Digit Media) and I get together for a special episode to answer common questions we both have been asked about marketing, branding, and selling on the internet.  
Questions Answered:
Where do i start?  There’s so much out there I need to do?
Do I need a podcast?
How do I set up one?
How do you get qualified leads?
How do I grow my followers?
Which platform?
Where do I find the money?
How do I get sales fast?
I do get current customers to buy more from me?
Here's a free live marketing event we are putting together with Fairfield Inn & Suites Marriott Cedar Hill on March 29, 2019 at 8:30am
"How to build your own media company"
 

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

The reason a small minority of people (who in many instances DO NOT represent the majority of the people in their views) control what goes on in cities, counties, and states is because there is small voter turnout in non presidential and local elections.   
I believe that is changing thanks to the internet and a rising group of young politically active men and women around the country focused on forcing their seat at the table in their local communities.  
Candice is one of those people. 
There are few people I've seen locally work harder than Candice to get people who normally don't vote to get out out and vote.
We discussed:
How she got political superstar Beto O'Rouke to come to Desoto, Texas and be on her YouTube show "Candid with Candice"
Why changing parental leave policies are important for attracting and retaining the best employees
Why people still underestimate Trump's chance of winning the 2020 presidential election
How she balances a family, work, and being active in her community
 
This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

This episode is brought to you by Stone Hill Wealth Management.
www.stonehillwealthmanagement.com
"Are you on track to retire comfortably?"

One of my life goals is to own a few businesses in the Motherland.  
I grew up eating chin chin, suya, stock soup, goat meat, fufu, and breaking the Kola nut at every major celebration (My two best friends are Nigerian). 
African Americans were robbed of ever truly knowing where exactly we came from in Africa by the cruelty of slavery, but that hasn't stopped my love and desire to return and invest in the continent from which my DNA originated.  
Ikechukwu Igbo (one of my two best friends) has already moved backed to Africa (Contour Functional Art) and started a business with a few friends, so it was a must that I have him on the Podcast to discuss his experience so far.  
If you have ever thought of living and/or doing business in the Motherland, you will absolutely enjoy this interview. 
 
Ike's company website: https://contourfunctionalart.com
 
This episode is brought to you by Stone Hill Wealth Management
www.stonehillwealthmanagement.com
 
 
 

The U.S. government spends over $500 billion dollars in contracts each year.  
Those contracts go to businesses who know how to do business with the government and Larry Kemp is one them.  
In the episode we discuss with Larry Kemp:
How to do business with the government
What hard work really means
How you can track many of the great American fortunes to doing business with the government
Why it's important as a business person to be involved in politics
 
This episode is brought to you by Stone Hill Wealth Management.
"Are you on track to retire comfortably?"
 

It's funny how as you get older, you start picking up some of the weird hobbies you use to laugh at your parents for being into, like gardening, yard work, and my recent one...becoming an amateur chef.  
After months of hinting, then full on begging, I was able to get Sweetness (AKA my wife Kelley Washington) on the Podcast.  
Sweetness is my teacher and damn good one.  
I have watched her over and over throughout the years take an interest in learning how to prepare a specific dish most would consider complex and difficult, and after a few tries, have everyone around her begging her to make it again.  
She truly has a gift. 
In this episode we discuss:
How she inherited that gift from her two grandmothers
How her mother Jedi mind tricked her into learning
Why she enjoys cooking
The process she uses for creating her own recipe
The influence of African culture on our beloved southern cuisines
 
This episode is brought to you by Stone Hill Wealth Management.
"Are you on track to retire comfortably?"
 

This episode is brought to you by Stone Hill Wealth Management.
"Are you on track to retire comfortably?"

Many people have heard the statistic that something like 80% of businesses fail in the first 5 years. 
This is mostly due to the inability to generate enough sales to pay all the bills.  
What few people know is that something like 80% of businesses also fail in years 5 through 10, after they have proven they can generate sales. 
Why?
They don't track, manage, or invest the money they make well.  
This where my guest, Kendra, and her team bring value.
She is CEO of The Finance Femm, a company that provides outsource CFO services to small and medium sized businesses.  
In this episode we discuss:
The basic building blocks on a profit and loss statement
A simple system for organizing your business finances
How to know when it's time to hire an outsourced CFO
The benefits of freeing up your time to do more of what you do best as a business owner
Check out Kendra's Tax Checklist HERE: Tax Check List
 
This episode is brought to you by Stone Hill Wealth Management.
"Are you on track to retire comfortably?"

Here's the checklist I used to evaluate companies that I reference during the episode: 
How effective is the management at using the company's resources (ROA/ROE)?
Is the company selling at an attractive price?
Does the company have good credit?
Is the stock fairly liquid?
Does the company have a MOAT?
 
This episode is brought to you by Stone Hill Wealth Management.
"Are you on track to retire comfortably?"

Damien Peters is CEO of Wealth Noir, a blog focused on preaching and teaching about the importance of financial freedom and generational wealth to Black millennial professionals.
This episode we discuss:
His experience working at Facebook and Zenga
Life in Silicon Valley
Why he moved to Spain
Building a location independent business 
How he amassed an impressive net-worth at such a young age
How you will get left behind as a business if you don't have a digital media strategy
 
This episode is brought to you by Stone Hill Wealth Management.
"Are you on track to retire comfortably?"

Short format episode
This Podcast episode is brought to you by Stone Hill Wealth Management
"Are you on track to retire comfortably?"

"The secret to success is hard work, dedication, humility, and gratitude."
                                                                         -Karen Cherry
Karen Cherry is owner and founder of SIPs Consults, Kacy's Properties, and Guiding Businesses.
In this episode we discussed:
How she overcame haters trying to "keep her in place"
Going back to school late in life
Starting over after a divorce
How to trust God to fill in the gap when you're "not good enough"
...and more!
 
I left Karen's office ready to conquer the world after listening to her share her story.  
I know I was blessed, and I'm sure you will be too.  
 
This episode is brought to you by Stone Hill Wealth Management.
"Are you on track to retire comfortably?"

Q&A format episode
This Podcast episode is brought to you by Stone Hill Wealth Management
"Are you on track to retire comfortably?"

I have never owned a McDonald's franchise, so obviously I have no idea.  
Good thing I was introduced to a fellow member of the greatest fraternity on the planet that's full of super achievers, Andre Smith, who owns two McDonald's stores in Frisco, Texas with his wife.  
On this episode we discuss:
 
How much of your own money you need minimum to buy a McDonald franchise
Why McDonald's started selling so many pancakes recently
What it takes to build a successful franchise in the McDonald's system
...And many questions I've been waiting a long time to ask a McDonald's franchise owner
 
Links to McDonald's Stores:
Store 1
Store 2
This episode is brought to you by Stone Hill Wealth Management.
"Are you on track to retire comfortably?"
 

Q&A format
 
This podcast is brought to you by Stone Hill Wealth Management
"Are you on track to retire comfortably?"

This episode I interview Dr. Candace Brown-Evans CEO of Fresh Dentistry by CanDDS in Cedar Hill, Texas.
Imagine walking into your local dentist office and feeling the tension release from your shoulders because you can't help but rock from side to side as you hear Teddy P jammin' in the background.
While you wait, you grab one of your favorite snacks on the table and turn on the current Netflix series you are working hard to get through before the new season starts.
The office feels warm, like being in the living room of one of your friends who is clean...not the friend with the dirty house.  Everyone in the office remembers your name and you realize while you used to feel like going to the dentist was a chore, you actually look forwarding to visiting your dentist.
That's the experience Dr. Brown-Evans has created for each of her clients and we discuss exactly how she does it in this episode.  
 
Brought to you by Stone Hill Wealth Management
 
 

Brought to you by Stone Hill Wealth Management

Jay Veal is the CEO of Inc Tutoring and is one of the smartest people I know.
It's no wonder he went into the tutoring business.
On this episode we discuss: 
The best jobs for students coming out of school with a STEM background
The future of education and our thoughts on education reform
Why paying attention to your passion and natural gifts can be profitable
And how the Urban League of Greater Dallas Young Professionals has spun out many of the current young leaders in the DFW Metroplex.
 
This Podcast is brought to you by Stone Hill Wealth Management..."Are you on track?"

This episode I interviewed Glenda Johnson CEO of Ascension Business Capital
When I've studied and observed successful business owners, one of the common skills just about ALL of the greats have is the ability to get access to money to fund their mission.
There are multiple ways to get money for your business.  Glenda shares her insights from 30+ years of banking experience on how to be in position to choose which bank you want to receive money from vs going to the bank hand in hat hoping you can get approved.  
 
This podcast is brought to you by Stone Hill Wealth Management
Click the link to download a free PDF copy of my book: "Retirement Investing 101"

I had a chance to speak with Alrick Warner CEO of Bass Printing Company.
We discussed his 34 year career as a scientist, product developer, and manager at Proctor and Gamble.
We get into the details on how he led teams that launched new products, created multiple patents for the company, open up international markets for products, and invented proprietary printing technologies.  
I learned a TON and I'm sure you will too.  
Brought to you by Stone Hill Wealth Management

I talk with LaToya Owens CEO of Genasis Enterprises about:
How she got started in business
Why tax refunds are down in 2019
Why it might be beneficial to start a business
 
Brought to you by Stone Hill Wealth Management

I will be weaving in interviews with entrepreneurs in between my normal podcast format.  
A big key to being a good investor is understanding business and what it takes to build and manage a successful business.  
Anthony Brown, Jr.is CEO of Carter's Car Care.  
We discuss:
How Anthony created and executed a plan to leave his 9 to 5 to start his business
The future of the car business
The art and science of washing cars
During the episode we brainstormed an idea for creating the Uber of mobile car washing.  
I learned a lot and I'm sure you will too.
 
Carter's Car Care social media handles:
IG: Carters_Car_Care
FB:@CartersCarCare
YouTube: Carter's Car Care
 
 

Brought to you by Stone Hill Wealth Management
www.stonehillwealthmanagement.com

Brought to you by Stone Hill Wealth Management, LLC
www.stonehillwealthmanagement.com