Episodes

Monday Apr 11, 2022
Insurance: Do I need supplemental insurance?
Monday Apr 11, 2022
Monday Apr 11, 2022
Most people know they need life, health, auto, and home insurance. The question many people have is do I really need supplemental insurance? Jon Thurmond and Phillip Washington, Jr. discuss why families purchase supplemental insurance.
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Saturday Apr 09, 2022
NFTs: Music streaming services and credit card companies as investment brokers
Saturday Apr 09, 2022
Saturday Apr 09, 2022
The future has limitless possibilities when it comes to how NFTs will be used in finance. Here are a few ideas Phillip feels will be part of that future.
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Friday Apr 08, 2022
Business Insurance: Protecting your business profits from cyber attacks
Friday Apr 08, 2022
Friday Apr 08, 2022
With everything going on between Russia and Ukraine and the rise of cyber warfare, business owners are looking for ways to protect their businesses from losing lots of money if they become the target of hackers.
Susana Gibb and Phillip Washington, Jr discuss insurance coverage that helps protect business assets from this potential financial burden.
Powered by Gibb Insurance Agency and Stone Hill Wealth Management

Friday Apr 08, 2022
Tax Planning: How to pay your kids tax free income
Friday Apr 08, 2022
Friday Apr 08, 2022
Alison Reiff-Martin, CPA and Phillip Washington, Jr discuss legal ways to pay your children income tax-free if you're a business owner.
Powered by Reiff-Martin CPA and Stone Hill Wealth Management

Wednesday Apr 06, 2022
How student loans affect the home buying process
Wednesday Apr 06, 2022
Wednesday Apr 06, 2022
Jason Grimes and Phillip Washington, Jr. discuss how student loans affect the home buying process and Phillip makes a prediction about student loans during the episode that comes true later that day.
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Wednesday Apr 06, 2022
How to combat the massive rent increases if you’re a renter
Wednesday Apr 06, 2022
Wednesday Apr 06, 2022
Robert Lewis, Jr. and Phillip Washington, Jr. discuss everything from Bridgerton to a renter who rented a home for 30 years only to have the home be put on the market to be sold and the renter now having nowhere as affordable and comfortable to live. If you rent, this is a MUST episode to listen to.
Powered by Ink Realty and Stone Hill Wealth Management

Tuesday Apr 05, 2022
Throwback episode (May 2020): Marriage, Money, and Bitcoin
Tuesday Apr 05, 2022
Tuesday Apr 05, 2022
This episode is one of my top all time episodes. Personal finance expert Sharita Humphrey and I (Phillip Washington, Jr.) discuss our thoughts on money, marriage, and Bitcoin.
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Monday Apr 04, 2022
Premium financing: How many high net-worth families buy life insurance
Monday Apr 04, 2022
Monday Apr 04, 2022
Jon Thurmond and Phillip Washington, Jr discuss why some wealthy families use other people's money (borrow money) to buy life insurance.
Powered by Axis Financial and Stone Hill Wealth Management

Saturday Apr 02, 2022
Pieces of paper worth trillions of dollars
Saturday Apr 02, 2022
Saturday Apr 02, 2022
If you think the value of digital assets are nuts, wait until you see that there are pieces of paper worth trillions of dollars...
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Friday Apr 01, 2022
Friday Apr 01, 2022
Topics:
• What is the future of financing business growth?
• What are some ideas for business owners looking to use these innovative new finance strategies?
Powered by About Mansfield Podcast and Stone Hill Wealth Management

Thursday Mar 31, 2022
Day trading vs long term investing: Why after-tax returns matter
Thursday Mar 31, 2022
Thursday Mar 31, 2022
For some reason, many people like to make things way harder than it needs to be. Maybe it's some deep down need to feel useful, smarter, significant, or whatever. No shade (judgement)...there's just almost always the simple, more effective way and the more complex, less effective way.
Alison Reiff-Martin, CPA and Phillip Washington, Jr. spend a little time talking about the contrast between day trading (the complex way to make money investing) and long term investing (the relatively simple way to make money investing).
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Wednesday Mar 30, 2022
How does your credit score affect your purchasing power?
Wednesday Mar 30, 2022
Wednesday Mar 30, 2022
The lower your credit score, the more expensive life becomes. Jason Grimes and Phillip Washington, Jr. discuss why (in their opinion) this is true.
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Tuesday Mar 29, 2022
Negotiation strategies for home buyers
Tuesday Mar 29, 2022
Tuesday Mar 29, 2022
As mentioned on a previous episode, negotiating starts well before you get to the closing table. Robert Lewis, Jr. and Phillip Washington, Jr. discuss negotiation strategies for buyers in this market (we discussed strategies for sellers last week).
Powered by Ink Realty and Stone Hill Wealth Management

Monday Mar 28, 2022
Health insurance options for families who missed the ACA open enrollment
Monday Mar 28, 2022
Monday Mar 28, 2022
Jon Thurmond and Phillip Washington, Jr. discuss health insurance options for families who didn't get a chance to sign up at the end of the year for the ACA open enrollment.
Powered by Axis Financial and Stone Hill Wealth Management

Sunday Mar 27, 2022
Sunday Mar 27, 2022
We are living through a time where 3 big cycles are all converging on each other which can be exciting and scary depending on your view of the world. Phillip ties all of these cycles together and shares his thoughts on the opportunities he sees from all of these changes.
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Friday Mar 25, 2022
About Mansfield Podcast Replay: The fed rate hike and markets
Friday Mar 25, 2022
Friday Mar 25, 2022
• How will the Fed's recent rate hike approval affect markets?
• Why don’t you think the fed will be able to do all the rate hikes they project?
• What should the long term investor do with this information?
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Friday Mar 25, 2022
Short term rental property insurance
Friday Mar 25, 2022
Friday Mar 25, 2022
Many real estate investors are getting into the short term rental markets (AirBNB, VRBO, etc) because of the potential for increased cash-flows on their properties. It's also very in-trend with where the world is going (nomadic: live and work anywhere).
Susana Gibb and Phillip Washington, Jr. discuss the type of insurance coverage needed to cover these properties and what they cover.
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Thursday Mar 24, 2022
Retirement strategies for business owners
Thursday Mar 24, 2022
Thursday Mar 24, 2022
Alison Reiff-Martin, CPA and Phillip Washington, Jr. discuss retirement strategies for business owners through the combined eyes of a CPA and wealth manager. So many nuggets in this episode.
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Wednesday Mar 23, 2022
How often can I refinance my (real estate) property?
Wednesday Mar 23, 2022
Wednesday Mar 23, 2022
Jason Grimes and Phillip Washington, Jr. discuss how often you can refinance your property technically and how to determine when it makes sense.
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Tuesday Mar 22, 2022
Home Selling Tips: Negotiation strategies for sellers
Tuesday Mar 22, 2022
Tuesday Mar 22, 2022
Negotiating starts well before you get to the closing table. Robert Lewis, Jr. and Phillip Washington, Jr. discuss negotiation strategies for sellers in this market.
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Monday Mar 21, 2022
Special Episode: Championing for Duncanville’s tomorrow
Monday Mar 21, 2022
Monday Mar 21, 2022
I stopped doing "political" episodes on this podcast because I received so many requests after having a few amazing guests that won their races. It really had nothing to do with being on the show. They were just amazing people who I wanted to interview because of who they were. When amazing, successful do something, they often times succeed.
Karen Cherry is another one of those amazing people who I had to have on the show. She is running for Duncanville City Council District 4 and I feel if (when) Duncanville elects her they will be blessed by her energy, wisdom, and spirit.
Share the episode with folks you know who live in Duncanville. They will love to hear her vision of the future for Duncanville.
www.karencherry.org
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Monday Mar 21, 2022
The tax benefits of owning life insurance
Monday Mar 21, 2022
Monday Mar 21, 2022
The tax benefits around life insurance have been used by wealthy families for generations. Jon Thurmond and Phillip Washington, Jr. discuss how they have seen their emerging affluent and affluent clients use life insurance to potentially reduce the amount of taxes they pay over time.
Powered by Axis Financial and Stone Hill Wealth Management

Friday Mar 18, 2022
NFT investing ideas
Friday Mar 18, 2022
Friday Mar 18, 2022
🎙 "Old school" NFTs
🎙 The formula for investing in NFTs
🎙 A few of the infinite ideas I see for making money by investing in NFTs
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Friday Mar 18, 2022
Friday Mar 18, 2022
Andrew Carnegie's favorite type of person to go into business with late in life.
Why that type of person?
How are futures and options similar to Bitcoin and crypto?
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Friday Mar 18, 2022
Advanced planning for adding your kids to your auto insurance policy
Friday Mar 18, 2022
Friday Mar 18, 2022
Whoever invented the idea of driverless cars must have had the idea of teen drivers in mind! Until the powers that be allow for full driverless cars on the road we have to deal with teen drivers on the road and pay the exorbitant insurance rates they add to our auto-policies.
Susana Gibb and I (Phillip Washington, Jr.) discuss these rates and how to prepare financially for a teen driver on your auto-policy.
Powered by Gibb Insurance Agency and Stone Hill Wealth Management

Thursday Mar 17, 2022
When is it time to change to a different business entity (structure)?
Thursday Mar 17, 2022
Thursday Mar 17, 2022
Sole proprietor, LLC, partnership, S-Corp, C-Corp...with all these entity options for organizing your business, how do you which one to use and when you should change to a different entity? Alison Reiff-Martin, CPA and Phillip Washington, Jr. discuss the answer to these questions on today's episode.
Powered by ReiffMartin CPA and Stone Hill Wealth Management

Wednesday Mar 16, 2022
Home buying tips: What does it mean to ”buy points”?
Wednesday Mar 16, 2022
Wednesday Mar 16, 2022
Jason Grimes and Phillip Washington, Jr. discuss what it means to "buy points" and its helpful in the process of buying a home/real estate.
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Tuesday Mar 15, 2022
Home buying tips: When is it appropriate to start negotiating
Tuesday Mar 15, 2022
Tuesday Mar 15, 2022
Americans (in general) have not been raised in a culture of negotiation. Some people see it as rude, showing a lack of trust, and/or don't know why they don't feel comfortable about negotiating.
The reality is negotiating should be a natural normal part of every buying process and is not rude when done correctly.
Robert Lewis and Phillip Washington, Jr. discuss when to start the negotiating process when in the home buying/selling process.
Powered by Ink Realty and Stone Hill Wealth Management

Monday Mar 14, 2022
How cash value life insurance policies earn their interest
Monday Mar 14, 2022
Monday Mar 14, 2022
So many people are learning about the benefits of growing cash inside of a life insurance policy. It's been an asset for wealth families for well over a century.
In this episode, Jon Thurmond and Phillip Washington, Jr. discuss how insurance companies actually earn the interest they pay to life insurance policies.
Powered by Axis Financial and Stone Hill Wealth Management

Saturday Mar 12, 2022
The future of the automobile industry
Saturday Mar 12, 2022
Saturday Mar 12, 2022
My guest appearance on the About Mansfield Podcast with Steve Cosio
The effect on the energy business
Who wins? Can anyone catch up?
The effect on the profit center for dealerships (the service center)
The effect on the auto insurance industry
Why A.I. is already a better driver than humans
How this affects ride sharing?
Powered by Stone Hill Wealth Management

Friday Mar 11, 2022
The Wealth-Building Mindset Part II: The Wealth-Building Formula
Friday Mar 11, 2022
Friday Mar 11, 2022
Most people think if you work really hard you should be able to generate wealth. I know lots of very hardworking people that are struggling financially (that's most people). I also know a ton of relatively "lazy" people who has lots of money abundantly flowing to them.
The key to wealth-building isn't hard work...it's knowing and applying the formula!
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Friday Mar 11, 2022
Insurance Made Simple: Personal articles floater
Friday Mar 11, 2022
Friday Mar 11, 2022
What is actually covered under my personal articles floater in my homeowners insurance policy?
Susana Gibb and Phillip Washington, Jr. discuss some interesting (to say the least) stories of clients losing very precious personal valuables to help explain what's covered and what is not under that part of your policy.
Powered by Gibb Insurance Agency and Stone Hill Wealth Management

Thursday Mar 10, 2022
When is it the right time to hire a tax professional (CPA)?
Thursday Mar 10, 2022
Thursday Mar 10, 2022
If you're building wealth and growing your income, there comes a point in time where you realize it no longer makes sense to be your own tax adviser.
That time is different for everyone. Alison Reiff-Martin, CPA and Phillip Washington, Jr. discuss when they feel they right time is for a wealth-builder to hire a tax professional.
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Wednesday Mar 09, 2022
Real estate terms: What is a CD (closing disclosure)?
Wednesday Mar 09, 2022
Wednesday Mar 09, 2022
If you have ever went through the process of getting a mortgage then you are probably familiar with the term CD. The first time I went the process of getting a mortgage it took me (Phillip) a couple times of hearing it to get the courage to ask, what does that mean and what the purpose of that document?
On this episode Jason Grimes and I discuss the ins and outs of the closing disclosure and its importance.
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Tuesday Mar 08, 2022
The ins and outs of a home warranty
Tuesday Mar 08, 2022
Tuesday Mar 08, 2022
Buying a home can be overwhelming. However, buying the home is the easy part when compared to maintaining a home. There are so many things and costs you have to keep up with.
Robert Lewis and Phillip Washington, Jr. discuss how buying a home warranty helps make the home maintenance process a whole lot more simple.
Powered by Ink Realty and Stone Hill Wealth Management

Monday Mar 07, 2022
Buying life insurance on your parents
Monday Mar 07, 2022
Monday Mar 07, 2022
Children of aging parents are more and more shouldering their parents financial burden as medical bills and other unforeseen expenses their parents can't afford are getting more and more expensive.
Every mentally healthy child wants their parents to live a great quality of life in their later years and feel compelled to help their parents.
Jon Thurmond and Phillip Washington, Jr. discuss how life insurance helps refill the financial bucket for the children who gladly shoulder that burden for their parents who sacrificed so much to allow them to be in position to be a blessing for their parents.
Powered by Axis Financial and Stone Hill Wealth Management

Friday Mar 04, 2022
The Wealth-Building Mindset
Friday Mar 04, 2022
Friday Mar 04, 2022
You can acquire all the investing knowledge on the planet and still never build any real wealth without the proper mindset that must be present in order to create and manage long term wealth.
This is the first episode in a series of episodes around what's required to create the "Wealth-Building Mindset".
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Friday Mar 04, 2022
Golf cart liability coverage and issues
Friday Mar 04, 2022
Friday Mar 04, 2022
If you are a golfer (or ever been golfing with golfers), then you know that drinking alcohol and driving a golf cart go together like hamburgers and french fries.
What you may not know is, you might not be covered under your auto insurance policy when driving that rented (or owned) golf cart.
Susan Gibb and Phillip Washington, Jr. discuss this in detail on this episode.
Powered by Gibb Insurance Agency and Stone Hill Wealth Management

Thursday Mar 03, 2022
Strategies for keeping your taxes low in retirement
Thursday Mar 03, 2022
Thursday Mar 03, 2022
Once you get to retirement, there's not much you can do lower your taxes. You have to approach this problem with foresight and plan in advance. Alison Reiff-Martin, CPA and Phillip Washington, Jr. discuss 4 planning ideas you can begin implementing now to put you in a potentially lower tax bracket in retirement.
Powered by ReiffMartin CPA and Stone Hill Wealth Management

Wednesday Mar 02, 2022
What makes up your credit score?
Wednesday Mar 02, 2022
Wednesday Mar 02, 2022
Phillip Washington,Jr. and Jason Grimes discuss what factors have the most weight on your credit score and on the factors that determine if you can borrow money and at what rate?
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Tuesday Mar 01, 2022
Is it wise to break my apartment lease to buy a home?
Tuesday Mar 01, 2022
Tuesday Mar 01, 2022
Robert Lewis, Jr. (Ink Realty) gives his opinion on this question on the episode today.
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Monday Feb 28, 2022
Monday Feb 28, 2022
One of the big threats of the affluent (and emerging affluent) is losing a big chunk of their assets in a lawsuit or if they have to file bankruptcy.
Many know about the protection that insurance, corporations, and retirement accounts provide them in protecting a portion of their assets from these threats...very few know that life insurance can also be another asset protection tool.
Jon Thurmond and Phillip Washington, Jr. discuss that topic on today's episode.
Powered by Axis Financial and Stone Hill Wealth Management

Friday Feb 25, 2022
How kidnap and ransom insurance works
Friday Feb 25, 2022
Friday Feb 25, 2022
Today's topic with Susana Gibb (Gibb Insurance Services)
An insurance policy that pays if you or your loved ones are kidnapped
Why it's a good idea to not let anyone know you have this type of insurance policy
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Friday Feb 25, 2022
How top money managers ”see” into the future
Friday Feb 25, 2022
Friday Feb 25, 2022
Today's topics:
Why most of the top money managers spend so much time understanding credit and debt markets and how they work?
What function does money serve society?
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Thursday Feb 24, 2022
Thursday Feb 24, 2022
Today's topics with Alison Reiff-Martin CPA (ReiffMartin CPA)
A strategy high income and wealthy people keep their income taxes low using real estate
How depreciation and interest deductions work
Why understanding the rules of the game is important if you want to build long lasting wealth
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Wednesday Feb 23, 2022
The ins and outs of jumbo loan mortgages
Wednesday Feb 23, 2022
Wednesday Feb 23, 2022
Today's topic with Jason Grimes (The Grimes Group)
What are jumbo loans and what's the difference between jumbo loans and regular loans?
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Tuesday Feb 22, 2022
What happens to the equity in a home when it’s sold in a divorce?
Tuesday Feb 22, 2022
Tuesday Feb 22, 2022
Today's topic with Robert Lewis (Ink Realty)
What happens to the equity in a home when it's sold in a divorce?
Can one spouse sell the home without the other spouse's consent?
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Monday Feb 21, 2022
Protecting your family from the #1 cause of bankruptcy in America
Monday Feb 21, 2022
Monday Feb 21, 2022
Today's topic with Jon Thurmond (Axis Financial)
Protecting your family from the #1 cause of bankruptcy in America
Buying enough insurance without becoming "insurance poor"
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Friday Feb 18, 2022
Travel insurance made simple
Friday Feb 18, 2022
Friday Feb 18, 2022
Today's topic with Susana Gibb (Gibb Agency Dallas)
What are the risks when traveling you should be aware of
Do travel policies cover being stuck in a country with Covid?
Place to buy travel insurance coverage
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Friday Feb 18, 2022
The lifecycle of an economy
Friday Feb 18, 2022
Friday Feb 18, 2022
Today's topic:
Understanding the different stages of an economy
How to use that information to invest wisely for the future
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